MonitorDirect · GrowthWatch before adding
Franklin India Aggressive Hybrid Fund
Franklin Templeton Mutual FundHybrid Scheme - Aggressive Hybrid Fund13.8 years
The scheme seeks to achieve long-term capital appreciation with stability of investment and current income from a balanced portfolio of high quality equity and fixed-income securities.
- NAV
- 295.1096
- 29 Oct 2026
- 1Y
- -7.3%
- Trailing CAGR
- AUM
- ₹2,264.39 Cr
- 30 Sept 2026
- Volatility
- Medium
- 11.1% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 79% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer Union Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.12% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -27.8%. Ask whether you can hold through a similar fall.
Vs category
Pass
79% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Ajay Argal · 2.1 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 29.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 28%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-7.3%
- 3Y+9.2%
- 5Y+8.5%
- 10Y+10.9%
- SI+12.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.4%
- 3Y+1.1%
- 5Y+7.4%
- 10Y+10.9%
- Since inception
- +12.9%
- Calendar-day CAGR
- Excess 1Y
- -4.3%
- Category median, same plan and option
- 3Y win rate
- +79%
- Windows beating the median
- 3Y percentile
- 25
- Vs comparable share classes
- SIP 3Y XIRR
- +1.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -2.8%
- 2653 daily-ending windows
- Median rolling 3Y
- +14.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2161 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -27.8%
- Worst peak-to-trough
- Current
- -7.3%
- Below last peak
- Current spell
- 343 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 189 recovered episodes
- Longest recovery
- 227 days
- Trough to prior peak
24 Jan 2020 – 5 Nov 2020
Trough 23 Mar 2020 · recovered in 227 days
-27.8%
18 Oct 2021 – 12 Sept 2022
Trough 20 Jun 2022 · recovered in 84 days
-13.4%
16 May 2013 – 30 Oct 2013
Trough 28 Aug 2013 · recovered in 63 days
-12.7%
19 Aug 2015 – 26 May 2016
Trough 25 Feb 2016 · recovered in 91 days
-11.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
25
Vs category
23
Consistency
71
Risk-adjusted
57
Drawdown
31
Mean
41
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 79% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 77 holdings · top 10 are 29.4%.
- Top 5
- 16.7%
- Top 10
- 29.4%
- Largest holding
- 5.0%
- Effective holdings
- 55.4
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
5.0%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
3.0%
HDFC Bank Ltd
Financial
3.0%
Axis Bank Ltd
Financial
2.9%
ICICI Bank Ltd
Financial
2.9%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
DECISION
Status moved from MONITOR to REVIEW.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Union Aggressive Hybrid Fund
Union Mutual Fund
- 1Y
- -2.0%
- 3Y
- +10.5%
- Vol
- 10.6%
- Max DD
- -15.1%
- Sharpe
- 0.57
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Quant Aggressive Hybrid Fund
quant Mutual Fund
- 1Y
- +2.6%
- 3Y
- +13.5%
- Vol
- 13.1%
- Max DD
- -28.7%
- Sharpe
- 0.78
- 3Y win
- +80%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)
Sundaram Mutual Fund
- 1Y
- -7.1%
- 3Y
- +8.7%
- Vol
- 10.2%
- Max DD
- -13.1%
- Sharpe
- 0.20
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
Bandhan Aggressive Hybrid Fund
Bandhan Mutual Fund
- 1Y
- +0.9%
- 3Y
- +14.3%
- Vol
- 12.4%
- Max DD
- -31.5%
- Sharpe
- 0.53
- 3Y win
- +63%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
DSP Aggressive Hybrid Fund
DSP Mutual Fund
- 1Y
- -7.0%
- 3Y
- +9.9%
- Vol
- 12.0%
- Max DD
- -28.8%
- Sharpe
- 0.59
- 3Y win
- +74%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown