ReviewDirect · GrowthPrefer peers first
Kotak Aggressive Hybrid Fund
Kotak Mahindra Mutual FundHybrid Scheme - Aggressive Hybrid Fund13.8 years
- NAV
- 45.423
- 29 Oct 2026
- 1Y
- -2.8%
- Trailing CAGR
- AUM
- ₹9,204.97 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer Bandhan Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
0.64% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -47.4%. Ask whether you can hold through a similar fall.
Vs category
Watch
49% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 33.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 47%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.8%
- 3Y+12.3%
- 5Y+10.9%
- 10Y+10.2%
- SI+4.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.5%
- 3Y+5.2%
- 5Y+10.1%
- 10Y+12.4%
- Since inception
- +4.9%
- Calendar-day CAGR
- Excess 1Y
- +1.2%
- Category median, same plan and option
- 3Y win rate
- +49%
- Windows beating the median
- 3Y percentile
- 75
- Vs comparable share classes
- SIP 3Y XIRR
- +5.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -16.7%
- 2653 daily-ending windows
- Median rolling 3Y
- +10.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +77%
- 2160 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -47.4%
- Worst peak-to-trough
- Current
- -6.3%
- Below last peak
- Current spell
- 84 days
- Days below latest peak
- Time below peak
- +93%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 78 recovered episodes
- Longest recovery
- 427 days
- Trough to prior peak
18 Jan 2013 – 24 May 2021
Trough 23 Mar 2020 · recovered in 427 days
-47.4%
27 Sept 2024 – 27 Jun 2025
Trough 28 Feb 2025 · recovered in 119 days
-14.6%
17 Jan 2022 – 17 Aug 2022
Trough 20 Jun 2022 · recovered in 58 days
-11.7%
11 Feb 2026 – 7 May 2026
Trough 30 Mar 2026 · recovered in 38 days
-10.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
75
Vs category
58
Consistency
47
Risk-adjusted
26
Drawdown
0
Mean
41
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Three-year return is above the category median.
Portfolio
31 Aug 2026 · 122 holdings · top 10 are 33.6%.
- Top 5
- 19.0%
- Top 10
- 33.6%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Equity
78.3%
Debt
16.6%
Cash
5.1%
Sectors
Financial (debt)
36.7%
Financial
36.4%
Technology
18.2%
Technology (debt)
14.2%
Materials
11.8%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Bandhan Aggressive Hybrid Fund
Bandhan Mutual Fund
- 1Y
- +0.9%
- 3Y
- +14.3%
- Vol
- 12.4%
- Max DD
- -31.5%
- Sharpe
- 0.53
- 3Y win
- +63%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Edelweiss Aggressive Hybrid Fund
Edelweiss Mutual Fund
- 1Y
- -2.4%
- 3Y
- +12.8%
- Vol
- 12.5%
- Max DD
- -28.6%
- Sharpe
- 0.62
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Quant Aggressive Hybrid Fund
quant Mutual Fund
- 1Y
- +2.6%
- 3Y
- +13.5%
- Vol
- 13.1%
- Max DD
- -28.7%
- Sharpe
- 0.78
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
DSP Aggressive Hybrid Fund
DSP Mutual Fund
- 1Y
- -7.0%
- 3Y
- +9.9%
- Vol
- 12.0%
- Max DD
- -28.8%
- Sharpe
- 0.59
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Franklin India Aggressive Hybrid Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.3%
- 3Y
- +9.2%
- Vol
- 11.1%
- Max DD
- -27.8%
- Sharpe
- 0.64
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns