MonitorDirect · GrowthWatch before adding
LIC MF Aggressive Hybrid Fund
LIC Mutual FundHybrid Scheme - Aggressive Hybrid Fund13.8 years
The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.
- NAV
- 224.9192
- 29 Oct 2026
- 1Y
- -2.3%
- Trailing CAGR
- AUM
- ₹561.32 Cr
- 30 Sept 2026
- Volatility
- Medium
- 12.2% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Prefer peers if · Prefer Franklin India Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Watch
1.82% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -28.2%. Ask whether you can hold through a similar fall.
Vs category
Fail
20% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Siddharth Panjwani · 0.2 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 35.7% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 28%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.3%
- 3Y+11.0%
- 5Y+8.2%
- 10Y+9.5%
- SI+10.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.2%
- 3Y+4.6%
- 5Y+8.6%
- 10Y+9.9%
- Since inception
- +10.0%
- Calendar-day CAGR
- Excess 1Y
- +1.8%
- Category median, same plan and option
- 3Y win rate
- +20%
- Windows beating the median
- 3Y percentile
- 58
- Vs comparable share classes
- SIP 3Y XIRR
- +4.6%
- Simulated monthly SIP
- Worst rolling 3Y
- -2.1%
- 2653 daily-ending windows
- Median rolling 3Y
- +11.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2159 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -28.2%
- Worst peak-to-trough
- Current
- -5.1%
- Below last peak
- Current spell
- 36 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 16 days
- 158 recovered episodes
- Longest recovery
- 347 days
- Trough to prior peak
12 Feb 2020 – 13 Nov 2020
Trough 23 Mar 2020 · recovered in 235 days
-28.2%
3 Mar 2015 – 6 Feb 2017
Trough 25 Feb 2016 · recovered in 347 days
-24.6%
26 Sept 2024 – 26 Jun 2025
Trough 3 Mar 2025 · recovered in 115 days
-15.1%
13 Jan 2022 – 29 May 2023
Trough 17 Jun 2022 · recovered in 346 days
-14.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
58
Vs category
61
Consistency
22
Risk-adjusted
44
Drawdown
30
Mean
43
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 57 holdings · top 10 are 35.7%.
- Top 5
- 22.2%
- Top 10
- 35.7%
- Largest holding
- 6.4%
- Effective holdings
- 40.1
Repo
Unspecified
6.4%
Sansera Engineering Ltd
Consumer Discretionary
5.0%
INDO-MIM Ltd.
Industrials
5.0%
Aurobindo Pharma Ltd
Healthcare
3.0%
FSN E-Commerce Ventures Ltd
Consumer Discretionary
2.9%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Franklin India Aggressive Hybrid Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.3%
- 3Y
- +9.2%
- Vol
- 11.1%
- Max DD
- -27.8%
- Sharpe
- 0.64
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Bandhan Aggressive Hybrid Fund
Bandhan Mutual Fund
- 1Y
- +0.9%
- 3Y
- +14.3%
- Vol
- 12.4%
- Max DD
- -31.5%
- Sharpe
- 0.53
- 3Y win
- +63%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
DSP Aggressive Hybrid Fund
DSP Mutual Fund
- 1Y
- -7.0%
- 3Y
- +9.9%
- Vol
- 12.0%
- Max DD
- -28.8%
- Sharpe
- 0.59
- 3Y win
- +74%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
Edelweiss Aggressive Hybrid Fund
Edelweiss Mutual Fund
- 1Y
- -2.4%
- 3Y
- +12.8%
- Vol
- 12.5%
- Max DD
- -28.6%
- Sharpe
- 0.62
- 3Y win
- +71%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Kotak Aggressive Hybrid Fund
Kotak Mahindra Mutual Fund
- 1Y
- -2.8%
- 3Y
- +12.3%
- Vol
- 15.5%
- Max DD
- -47.4%
- Sharpe
- 0.02
- 3Y win
- +49%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown