HealthyDirect · Growth
Franklin India Floating Interest Rates Fund
Franklin Templeton Mutual FundIncome/Debt Oriented Schemes - Floating Interest Rates Fund13.7 years
- NAV
- 48.1559
- 15 Sept 2026
- 1Y
- +6.8%
- Trailing CAGR
- AUM
- ₹281.35 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.8%
- 3Y+8.0%
- 5Y+7.2%
- 10Y+7.0%
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.5%
- 3Y+7.7%
- 5Y+7.8%
- 10Y+7.1%
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- +0.3%
- Category median, same plan and option
- 3Y win rate
- +27%
- Windows beating the median
- 3Y percentile
- 91
- Vs comparable share classes
- Worst rolling 3Y
- +5.0%
- 2731 daily-ending windows
- Median rolling 3Y
- +7.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2131 daily-ending windows
- SIP 3Y XIRR
- +7.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 209 recovered episodes
- Longest recovery
- 55 days
- Trough to prior peak
- Current spell
- 4 days
- Days below latest peak
- Time below peak
- +15%
- NAV observations
9 Mar 2020 – 17 Apr 2020
Trough 24 Mar 2020 · recovered in 24 days
-1.3%
4 Aug 2025 – 18 Sept 2025
Trough 2 Sept 2025 · recovered in 16 days
-0.5%
23 Apr 2020 – 13 May 2020
Trough 30 Apr 2020 · recovered in 13 days
-0.3%
11 Mar 2026 – 15 Apr 2026
Trough 24 Mar 2026 · recovered in 22 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
91
Vs category
52
Consistency
33
Risk-adjusted
100
Drawdown
97
Mean
75
Portfolio
31 Aug 2026 · 18 holdings · top 10 are 152.9%.
- Top 5
- 110.9%
- Top 10
- 152.9%
- Largest holding
- 74.6%
- Effective holdings
- 1.6
Net Current Assets
Unspecified
74.6%
STATE DEVELOPMENT LOAN 37154 KAR 04SP33 7.31 FV RS 100
Unspecified
9.2%
STATE DEVELOPMENT LOAN 37161 MH 04MR34 7.33 FV RS 100
Unspecified
9.1%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC
Financial
9.1%
STATE DEVELOPMENT LOAN 37054 CHT 11FB36 7.59 FV RS 100
Unspecified
8.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Floating Interest Rates Fund
Axis Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.4%
- Vol
- 1.8%
- Max DD
- -1.3%
- Sharpe
- 1.08
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
DSP Floating Interest Rates Fund
DSP Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.9%
- Vol
- 1.1%
- Max DD
- -0.5%
- Sharpe
- 1.40
- 3Y win
- +81%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
Kotak Floating Interest Rates Fund
Kotak Mahindra Mutual Fund
- 1Y
- +6.1%
- 3Y
- +7.7%
- Vol
- 1.4%
- Max DD
- -2.0%
- Sharpe
- 1.40
- 3Y win
- +71%
- Higher win rate vs category
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
Aditya Birla Sun Life Floating Interest Rate Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.5%
- Vol
- 0.8%
- Max DD
- -1.8%
- Sharpe
- 3.03
- 3Y win
- +54%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
HDFC Floating Interest Rates Fund
HDFC Mutual Fund
- 1Y
- +6.2%
- 3Y
- +7.6%
- Vol
- 0.8%
- Max DD
- -1.3%
- Sharpe
- 3.23
- 3Y win
- +46%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns