HealthyDirect · Growth
Kotak Floating Interest Rates Fund
Kotak Mahindra Mutual FundIncome/Debt Oriented Schemes - Floating Interest Rates Fund7.3 years
- NAV
- 1,666.897
- 15 Sept 2026
- 1Y
- +6.1%
- Trailing CAGR
- AUM
- ₹3,424.74 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.1%
- 3Y+7.7%
- 5Y+6.7%
- 10Yn/a
- SI+7.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.7%
- 3Y+7.3%
- 5Y+7.4%
- 10Yn/a
- Since inception
- +7.2%
- Calendar-day CAGR
- Excess 1Y
- -0.5%
- Category median, same plan and option
- 3Y win rate
- +71%
- Windows beating the median
- 3Y percentile
- 55
- Vs comparable share classes
- Worst rolling 3Y
- +5.3%
- 1052 daily-ending windows
- Median rolling 3Y
- +6.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 568 daily-ending windows
- SIP 3Y XIRR
- +7.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 173 recovered episodes
- Longest recovery
- 81 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +38%
- NAV observations
6 Mar 2020 – 30 Mar 2020
Trough 26 Mar 2020 · recovered in 4 days
-2.0%
8 Jan 2021 – 26 Apr 2021
Trough 17 Mar 2021 · recovered in 40 days
-1.9%
5 Apr 2022 – 26 Jul 2022
Trough 6 May 2022 · recovered in 81 days
-1.1%
31 Mar 2020 – 8 May 2020
Trough 13 Apr 2020 · recovered in 25 days
-0.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
55
Vs category
47
Consistency
68
Risk-adjusted
95
Drawdown
95
Mean
72
Portfolio
31 Aug 2026 · 48 holdings · top 10 are 41.8%.
- Top 5
- 26.7%
- Top 10
- 41.8%
- Largest holding
- 5.8%
- Effective holdings
- 33.2
POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC
Financial
5.8%
STATE DEVELOPMENT LOAN 37058 KAR 11AG32 7.19 FV RS 100
Unspecified
5.7%
STATE DEVELOPMENT LOAN 37067 TN 11FB33 7.31 FV RS 100
Unspecified
5.3%
REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC
Financial
5.1%
PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1AC
Industrials
4.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 71% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP Floating Interest Rates Fund
DSP Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.9%
- Vol
- 1.1%
- Max DD
- -0.5%
- Sharpe
- 1.40
- 3Y win
- +81%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Floating Interest Rates Fund
ICICI Prudential Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.9%
- Vol
- 1.0%
- Max DD
- -1.8%
- Sharpe
- 3.11
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis Floating Interest Rates Fund
Axis Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.4%
- Vol
- 1.8%
- Max DD
- -1.3%
- Sharpe
- 1.08
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
BANDHAN FLOATING INTEREST RATES FUND
Bandhan Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.9%
- Vol
- 0.8%
- Max DD
- -0.7%
- Sharpe
- 1.57
- 3Y win
- +8%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Franklin India Floating Interest Rates Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.8%
- 3Y
- +8.0%
- Vol
- 0.6%
- Max DD
- -1.3%
- Sharpe
- 1.97
- 3Y win
- +27%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER