HealthyDirect · Growth
BANDHAN FLOATING INTEREST RATES FUND
Bandhan Mutual FundIncome/Debt Oriented Schemes - Floating Interest Rates Fund5.6 years
- NAV
- 14.2368
- 15 Sept 2026
- 1Y
- +6.9%
- Trailing CAGR
- AUM
- ₹223.75 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.9%
- 3Y+7.9%
- 5Y+6.8%
- 10Yn/a
- SI+6.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+7.1%
- 3Y+7.7%
- 5Y+7.5%
- 10Yn/a
- Since inception
- +6.6%
- Calendar-day CAGR
- Excess 1Y
- +0.3%
- Category median, same plan and option
- 3Y win rate
- +8%
- Windows beating the median
- 3Y percentile
- 73
- Vs comparable share classes
- Worst rolling 3Y
- +5.4%
- 627 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 137 daily-ending windows
- SIP 3Y XIRR
- +7.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 141 recovered episodes
- Longest recovery
- 52 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +33%
- NAV observations
2 May 2022 – 27 Jun 2022
Trough 6 May 2022 · recovered in 52 days
-0.7%
7 May 2026 – 2 Jun 2026
Trough 21 May 2026 · recovered in 12 days
-0.5%
6 Jun 2025 – 1 Jul 2025
Trough 13 Jun 2025 · recovered in 18 days
-0.4%
5 Aug 2025 – 5 Sept 2025
Trough 12 Aug 2025 · recovered in 24 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
73
Vs category
52
Consistency
20
Risk-adjusted
100
Drawdown
98
Mean
69
Portfolio
31 Aug 2026 · 23 holdings · top 10 are 127.1%.
- Top 5
- 93.7%
- Top 10
- 127.1%
- Largest holding
- 8.7%
- Effective holdings
- 17.1
INDIGRID INFRASTRUCTURE TRUST SR AD 7.04 NCD 27SP28 FVRS1LAC
Industrials
8.7%
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC
Financial
8.7%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC
Materials
6.6%
TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC
Industrials
6.6%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
Financial
6.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Franklin India Floating Interest Rates Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.8%
- 3Y
- +8.0%
- Vol
- 0.6%
- Max DD
- -1.3%
- Sharpe
- 1.97
- 3Y win
- +27%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
SBI Floating Interest Rates Fund
SBI Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.8%
- Max DD
- -0.6%
- Sharpe
- 1.50
- 3Y win
- +23%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Axis Floating Interest Rates Fund
Axis Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.4%
- Vol
- 1.8%
- Max DD
- -1.3%
- Sharpe
- 1.08
- 3Y win
- +99%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
DSP Floating Interest Rates Fund
DSP Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.9%
- Vol
- 1.1%
- Max DD
- -0.5%
- Sharpe
- 1.40
- 3Y win
- +81%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
HDFC Floating Interest Rates Fund
HDFC Mutual Fund
- 1Y
- +6.2%
- 3Y
- +7.6%
- Vol
- 0.8%
- Max DD
- -1.3%
- Sharpe
- 3.23
- 3Y win
- +46%
- Lower volatility
- Higher win rate vs category
Caveat: Deeper drawdown · Lower trailing returns