MonitorDirect · Growth
HDFC Floating Interest Rates Fund
HDFC Mutual FundIncome/Debt Oriented Schemes - Floating Interest Rates Fund13.7 years
- NAV
- 54.8419
- 15 Sept 2026
- 1Y
- +6.2%
- Trailing CAGR
- AUM
- ₹16,133.26 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.2%
- 3Y+7.6%
- 5Y+6.9%
- 10Y+7.3%
- SI+7.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.1%
- 3Y+7.2%
- 5Y+7.4%
- 10Y+7.2%
- Since inception
- +7.8%
- Calendar-day CAGR
- Excess 1Y
- -0.4%
- Category median, same plan and option
- 3Y win rate
- +46%
- Windows beating the median
- 3Y percentile
- 36
- Vs comparable share classes
- Worst rolling 3Y
- +5.7%
- 2590 daily-ending windows
- Median rolling 3Y
- +7.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2108 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 227 recovered episodes
- Longest recovery
- 61 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +20%
- NAV observations
6 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.3%
23 Apr 2020 – 6 May 2020
Trough 29 Apr 2020 · recovered in 7 days
-0.7%
2 May 2022 – 6 Jul 2022
Trough 6 May 2022 · recovered in 61 days
-0.5%
15 Jul 2013 – 12 Aug 2013
Trough 24 Jul 2013 · recovered in 19 days
-0.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
36
Vs category
48
Consistency
46
Risk-adjusted
100
Drawdown
97
Mean
66
Portfolio
31 Aug 2026 · 144 holdings · top 10 are 30.5%.
- Top 5
- 19.7%
- Top 10
- 30.5%
- Largest holding
- 6.8%
- Effective holdings
- 60.0
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100
Entities
6.8%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
Unspecified
4.3%
4.45% Government of India (30/10/2034)
Entities
3.2%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
3.0%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
2.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Floating Interest Rates Fund
Axis Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.4%
- Vol
- 1.8%
- Max DD
- -1.3%
- Sharpe
- 1.08
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
DSP Floating Interest Rates Fund
DSP Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.9%
- Vol
- 1.1%
- Max DD
- -0.5%
- Sharpe
- 1.40
- 3Y win
- +81%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Franklin India Floating Interest Rates Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.8%
- 3Y
- +8.0%
- Vol
- 0.6%
- Max DD
- -1.3%
- Sharpe
- 1.97
- 3Y win
- +27%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Floating Interest Rates Fund
ICICI Prudential Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.9%
- Vol
- 1.0%
- Max DD
- -1.8%
- Sharpe
- 3.11
- 3Y win
- +99%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Kotak Floating Interest Rates Fund
Kotak Mahindra Mutual Fund
- 1Y
- +6.1%
- 3Y
- +7.7%
- Vol
- 1.4%
- Max DD
- -2.0%
- Sharpe
- 1.40
- 3Y win
- +71%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown