MonitorDirect · Growth
SBI Floating Interest Rates Fund
SBI Mutual FundIncome/Debt Oriented Schemes - Floating Interest Rates Fund5.9 years
- NAV
- 14.4775
- 15 Sept 2026
- 1Y
- +6.6%
- Trailing CAGR
- AUM
- ₹688.44 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.6%
- 3Y+7.4%
- 5Y+6.7%
- 10Yn/a
- SI+6.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.8%
- 3Y+7.2%
- 5Y+7.3%
- 10Yn/a
- Since inception
- +6.5%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +23%
- Windows beating the median
- 3Y percentile
- 9
- Vs comparable share classes
- Worst rolling 3Y
- +5.3%
- 701 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 214 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 154 recovered episodes
- Longest recovery
- 45 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +34%
- NAV observations
16 Mar 2026 – 24 Apr 2026
Trough 25 Mar 2026 · recovered in 30 days
-0.6%
2 May 2022 – 20 Jun 2022
Trough 6 May 2022 · recovered in 45 days
-0.6%
28 Jan 2021 – 5 Apr 2021
Trough 16 Mar 2021 · recovered in 20 days
-0.5%
5 Dec 2025 – 29 Dec 2025
Trough 23 Dec 2025 · recovered in 6 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
9
Vs category
51
Consistency
30
Risk-adjusted
100
Drawdown
99
Mean
58
Portfolio
31 Aug 2026 · 20 holdings · top 10 are 131.3%.
- Top 5
- 98.6%
- Top 10
- 131.3%
- Largest holding
- 67.1%
- Effective holdings
- 1.9
Net Receivables
Unspecified
67.1%
STATE DEVELOPMENT LOAN 36716 GUJ 19NV31 6.84 FV RS 100
Industrials
11.5%
STATE DEVELOPMENT LOAN 32443 GUJ 28DC31 7.57 FV RS 100
Industrials
7.4%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
Financial
7.3%
AXIS BANK LIMITED CD 16DEC26
Financial
7.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP Floating Interest Rates Fund
DSP Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.9%
- Vol
- 1.1%
- Max DD
- -0.5%
- Sharpe
- 1.40
- 3Y win
- +81%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Franklin India Floating Interest Rates Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.8%
- 3Y
- +8.0%
- Vol
- 0.6%
- Max DD
- -1.3%
- Sharpe
- 1.97
- 3Y win
- +27%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
HDFC Floating Interest Rates Fund
HDFC Mutual Fund
- 1Y
- +6.2%
- 3Y
- +7.6%
- Vol
- 0.8%
- Max DD
- -1.3%
- Sharpe
- 3.23
- 3Y win
- +46%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Tata Floating Interest Rates Fund
Tata Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.5%
- Vol
- 0.8%
- Max DD
- -0.6%
- Sharpe
- 1.89
- 3Y win
- +5%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Aditya Birla Sun Life Floating Interest Rate Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.5%
- Vol
- 0.8%
- Max DD
- -1.8%
- Sharpe
- 3.03
- 3Y win
- +54%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown