HealthyDirect · Growth
Franklin India Gilt Fund
Franklin Templeton Mutual FundIncome/Debt Oriented Schemes - Gilt Fund13.7 years
- NAV
- 67.7388
- 15 Sept 2026
- 1Y
- +5.9%
- Trailing CAGR
- AUM
- ₹147.16 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.9%
- 3Y+6.5%
- 5Y+5.4%
- 10Y+5.6%
- SI+7.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.5%
- 3Y+5.9%
- 5Y+6.0%
- 10Y+5.8%
- Since inception
- +7.0%
- Calendar-day CAGR
- Excess 1Y
- +2.9%
- Category median, same plan and option
- 3Y win rate
- +17%
- Windows beating the median
- 3Y percentile
- 60
- Vs comparable share classes
- Worst rolling 3Y
- +3.1%
- 2589 daily-ending windows
- Median rolling 3Y
- +6.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2107 daily-ending windows
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 249 recovered episodes
- Longest recovery
- 636 days
- Trough to prior peak
- Current spell
- 27 days
- Days below latest peak
- Time below peak
- +77%
- NAV observations
27 May 2013 – 4 Jun 2014
Trough 19 Aug 2013 · recovered in 289 days
-12.7%
24 Nov 2016 – 6 Dec 2018
Trough 10 Mar 2017 · recovered in 636 days
-7.0%
28 May 2025 – 20 Nov 2025
Trough 26 Aug 2025 · recovered in 86 days
-3.2%
21 Oct 2015 – 15 Mar 2016
Trough 25 Feb 2016 · recovered in 19 days
-3.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
60
Vs category
68
Consistency
29
Risk-adjusted
46
Drawdown
68
Mean
54
Portfolio
31 Aug 2026 · 17 holdings · top 10 are 141.5%.
- Top 5
- 107.1%
- Top 10
- 141.5%
- Largest holding
- 47.6%
- Effective holdings
- 2.9
Net Current Assets
Unspecified
47.6%
STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100
Unspecified
21.1%
Cash/Net Current Assets
Unspecified
14.1%
7.02% Punjab SDL (01-Jul-2030)
Unspecified
13.7%
7.73% Andhra Pradesh State Government Securities
Financial
10.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Gilt Fund
Axis Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.3%
- Vol
- 4.1%
- Max DD
- -11.1%
- Sharpe
- 0.55
- 3Y win
- +61%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
UTI - Gilt Fund
UTI Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.7%
- Vol
- 3.8%
- Max DD
- -8.1%
- Sharpe
- 0.74
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life Gilt Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +2.1%
- 3Y
- +5.5%
- Vol
- 4.3%
- Max DD
- -10.8%
- Sharpe
- 0.69
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Canara Robeco Gilt Fund
Canara Robeco Mutual Fund
- 1Y
- +3.0%
- 3Y
- +6.0%
- Vol
- 3.9%
- Max DD
- -7.8%
- Sharpe
- 0.64
- 3Y win
- +39%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Edelweiss Gilt Fund
Edelweiss Mutual Fund
- 1Y
- +1.6%
- 3Y
- +5.9%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.54
- 3Y win
- +90%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns