HealthyDirect · Growth
Franklin India Money Market Fund
Franklin Templeton Mutual FundDebt Scheme - Money Market Fund13.7 years
The Scheme seeks to provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.
- NAV
- 56.0758
- 15 Sept 2026
- 1Y
- +6.6%
- Trailing CAGR
- AUM
- ₹3,937.32 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.6%
- 3Y+7.4%
- 5Y+6.6%
- 10Y+6.8%
- SI+7.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.9%
- 3Y+7.2%
- 5Y+7.2%
- 10Y+6.7%
- Since inception
- +7.4%
- Calendar-day CAGR
- Excess 1Y
- -0.0%
- Category median, same plan and option
- 3Y win rate
- +72%
- Windows beating the median
- 3Y percentile
- 69
- Vs comparable share classes
- Worst rolling 3Y
- +4.7%
- 2588 daily-ending windows
- Median rolling 3Y
- +7.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 121 recovered episodes
- Longest recovery
- 29 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +9%
- NAV observations
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.2%
15 Jul 2013 – 22 Aug 2013
Trough 24 Jul 2013 · recovered in 29 days
-0.7%
2 May 2022 – 2 Jun 2022
Trough 6 May 2022 · recovered in 27 days
-0.3%
23 Apr 2020 – 4 May 2020
Trough 28 Apr 2020 · recovered in 6 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
69
Vs category
50
Consistency
71
Risk-adjusted
100
Drawdown
97
Mean
78
Portfolio
31 Aug 2026 · 41 holdings · top 10 are 70.8%.
- Top 5
- 49.1%
- Top 10
- 70.8%
- Largest holding
- 19.1%
- Effective holdings
- 12.5
Net Current Assets
Unspecified
19.1%
Uttar Pradesh State SDL 7.67 12/04/2027
Unspecified
9.9%
BAJAJ HOUSING FINANCE LIMITED 365D CP 23FEB27
Financial
7.4%
PIRAMAL FINANCE LIMITED 365D CP 30OCT26
Financial
6.7%
HDFC BANK LIMITED CD 24FEB27
Financial
6.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 72% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bank of India Money Market Fund
Bank of India Mutual Fund
- 1Y
- +6.7%
- 3Y
- n/a
- Vol
- 0.5%
- Max DD
- -0.2%
- Sharpe
- 3.77
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Franklin India Money Market Fund - Institutional Option
Franklin Templeton Asset Management (India) Private Limited
- 1Y
- +8.7%
- 3Y
- +9.0%
- Vol
- 0.5%
- Max DD
- -0.7%
- Sharpe
- 6.45
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
LIC MF Money Market Fund
LIC Mutual Fund
- 1Y
- +6.7%
- 3Y
- +6.8%
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 3.89
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Nippon India Money Market Fund
Nippon India Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.4%
- Max DD
- -0.9%
- Sharpe
- 3.22
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
PGIM India Money Market Fund
PGIM India Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.2%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 1.88
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns