ReviewDirect · Growth
Franklin India Retirement Fund
Franklin Templeton Mutual FundSolution Oriented Scheme - Retirement Fund13.7 years
- NAV
- 239.3455
- 15 Sept 2026
- 1Y
- -0.4%
- Trailing CAGR
- AUM
- ₹47.02 Cr
- 30 Jun 2026
- Volatility
- Low
- 6.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.4%
- 3Y+7.2%
- 5Y+7.0%
- 10Y+7.8%
- SI+9.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.0%
- 3Y+3.7%
- 5Y+6.7%
- 10Y+7.9%
- Since inception
- +9.6%
- Calendar-day CAGR
- Excess 1Y
- -5.2%
- Category median, same plan and option
- 3Y win rate
- +4%
- Windows beating the median
- 3Y percentile
- 22
- Vs comparable share classes
- Worst rolling 3Y
- +2.6%
- 2637 daily-ending windows
- Median rolling 3Y
- +9.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2145 daily-ending windows
- SIP 3Y XIRR
- +3.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 216 recovered episodes
- Longest recovery
- 212 days
- Trough to prior peak
- Current spell
- 293 days
- Days below latest peak
- Time below peak
- +82%
- NAV observations
19 Feb 2020 – 21 Oct 2020
Trough 23 Mar 2020 · recovered in 212 days
-13.8%
17 May 2013 – 15 Jan 2014
Trough 19 Aug 2013 · recovered in 149 days
-10.7%
17 Jan 2022 – 17 Aug 2022
Trough 17 Jun 2022 · recovered in 61 days
-7.4%
19 Aug 2015 – 4 Apr 2016
Trough 25 Feb 2016 · recovered in 39 days
-6.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
22
Vs category
17
Consistency
18
Risk-adjusted
60
Drawdown
66
Mean
37
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual Fund
- 1Y
- +6.0%
- 3Y
- +9.8%
- Vol
- 4.6%
- Max DD
- -10.2%
- Sharpe
- 0.99
- 3Y win
- +13%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Tata Retirement Savings Fund-Conservative Plan
Tata Mutual Fund
- 1Y
- +5.0%
- 3Y
- +7.8%
- Vol
- 4.9%
- Max DD
- -11.0%
- Sharpe
- 0.90
- 3Y win
- +21%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Retirement Fund- Income Generation Scheme
Nippon India Mutual Fund
- 1Y
- +1.6%
- 3Y
- +6.7%
- Vol
- 4.9%
- Max DD
- -7.4%
- Sharpe
- 0.50
- 3Y win
- +20%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
SBI Retirement Benefit Fund - Conservative Hybrid Plan
SBI Mutual Fund
- 1Y
- +1.9%
- 3Y
- +6.4%
- Vol
- 5.6%
- Max DD
- -6.9%
- Sharpe
- 0.67
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.1%
- 3Y
- +8.2%
- Vol
- 3.2%
- Max DD
- -5.0%
- Sharpe
- 0.61
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns