MonitorDirect · Growth
SBI Retirement Benefit Fund - Conservative Hybrid Plan
SBI Mutual FundSolution Oriented Scheme - Retirement Fund5.6 years
- NAV
- 16.2088
- 15 Sept 2026
- 1Y
- +1.9%
- Trailing CAGR
- AUM
- ₹254.85 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.9%
- 3Y+6.4%
- 5Y+7.6%
- 10Yn/a
- SI+8.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.9%
- 3Y+4.1%
- 5Y+6.8%
- 10Yn/a
- Since inception
- +8.9%
- Calendar-day CAGR
- Excess 1Y
- -2.9%
- Category median, same plan and option
- 3Y win rate
- +4%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +6.4%
- 631 daily-ending windows
- Median rolling 3Y
- +10.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 141 daily-ending windows
- SIP 3Y XIRR
- +4.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 92 recovered episodes
- Longest recovery
- 110 days
- Trough to prior peak
- Current spell
- 36 days
- Days below latest peak
- Time below peak
- +81%
- NAV observations
2 Jan 2026 – 25 Jun 2026
Trough 30 Mar 2026 · recovered in 87 days
-6.9%
26 Sept 2024 – 15 May 2025
Trough 28 Feb 2025 · recovered in 76 days
-6.5%
14 Jan 2022 – 1 Aug 2022
Trough 17 Jun 2022 · recovered in 45 days
-6.4%
15 Nov 2021 – 13 Jan 2022
Trough 20 Dec 2021 · recovered in 24 days
-3.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
32
Consistency
17
Risk-adjusted
59
Drawdown
83
Mean
38
Portfolio
31 Aug 2026 · 70 holdings · top 10 are 61.0%.
- Top 5
- 47.3%
- Top 10
- 61.0%
- Largest holding
- 15.5%
- Effective holdings
- 16.3
Repo
Unspecified
15.5%
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100
Entities
10.1%
Deutsche Bank AG 23-07-2031
Financial
9.8%
STATE DEVELOPMENT LOAN 37475 TN 03JU36 7.74 FV RS 100
Unspecified
7.9%
BHARAT SANCHAR NIGAM LIMITED SR II TR A 7.72 LOA 22DC32 FVRS10LAC
Technology
3.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual Fund
- 1Y
- +6.0%
- 3Y
- +9.8%
- Vol
- 4.6%
- Max DD
- -10.2%
- Sharpe
- 0.99
- 3Y win
- +13%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Nippon India Retirement Fund- Income Generation Scheme
Nippon India Mutual Fund
- 1Y
- +1.6%
- 3Y
- +6.7%
- Vol
- 4.9%
- Max DD
- -7.4%
- Sharpe
- 0.50
- 3Y win
- +20%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Tata Retirement Savings Fund-Conservative Plan
Tata Mutual Fund
- 1Y
- +5.0%
- 3Y
- +7.8%
- Vol
- 4.9%
- Max DD
- -11.0%
- Sharpe
- 0.90
- 3Y win
- +21%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.1%
- 3Y
- +8.2%
- Vol
- 3.2%
- Max DD
- -5.0%
- Sharpe
- 0.61
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Retirement Fund Pure Debt Plan
ICICI Prudential Mutual Fund
- 1Y
- +4.5%
- 3Y
- +6.7%
- Vol
- 1.8%
- Max DD
- -2.7%
- Sharpe
- 1.23
- 3Y win
- +2%
- Lower volatility
- Shallower drawdown
- Higher trailing returns