MonitorDirect · GrowthWatch before adding
Groww Aggressive Hybrid Fund
Groww Mutual FundHybrid Schemes - Aggressive Hybrid Fund7.9 years
The Scheme seeks to generate periodic return and long term capital appreciation from a judicious mix of equity and debt instruments.
- NAV
- 22.4985
- 30 Oct 2026
- 1Y
- -5.5%
- Trailing CAGR
- AUM
- ₹51.17 Cr
- 30 Sept 2026
- Volatility
- Medium
- 12.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer Axis Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
7.9 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Watch
2.10% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -28.2%. Ask whether you can hold through a similar fall.
Vs category
Fail
4% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Wilfred Peter Gonsalves · 0.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 55.1% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 28%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-5.5%
- 3Y+8.8%
- 5Y+7.2%
- 10Yn/a
- SI+10.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.5%
- 3Y+1.2%
- 5Y+6.4%
- 10Yn/a
- Since inception
- +10.8%
- Calendar-day CAGR
- Excess 1Y
- -1.6%
- Category median, same plan and option
- 3Y win rate
- +4%
- Windows beating the median
- 3Y percentile
- 13
- Vs comparable share classes
- SIP 3Y XIRR
- +1.2%
- Simulated monthly SIP
- Worst rolling 3Y
- +7.5%
- 1204 daily-ending windows
- Median rolling 3Y
- +13.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 710 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -28.2%
- Worst peak-to-trough
- Current
- -6.5%
- Below last peak
- Current spell
- 301 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 97 recovered episodes
- Longest recovery
- 308 days
- Trough to prior peak
19 Feb 2020 – 5 Nov 2020
Trough 23 Mar 2020 · recovered in 227 days
-28.2%
26 Sept 2024 – 2 Jan 2026
Trough 28 Feb 2025 · recovered in 308 days
-14.3%
18 Oct 2021 – 9 Nov 2022
Trough 17 Jun 2022 · recovered in 145 days
-14.0%
2 Jan 2026 – open
Trough 31 Mar 2026 · not recovered
-11.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
13
Vs category
40
Consistency
12
Risk-adjusted
46
Drawdown
30
Mean
28
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 86 holdings · top 10 are 55.1%.
- Top 5
- 45.6%
- Top 10
- 55.1%
- Largest holding
- 24.1%
- Effective holdings
- 12.8
Reverse Repo
Unspecified
24.1%
KOTAK MAHINDRA BANK LIMITED CD 18DEC26
Financial
9.6%
HDFC Bank Ltd
Financial
4.6%
ICICI Bank Ltd
Financial
3.9%
Reliance Industries Ltd
Energy & Utilities
3.4%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Aggressive Hybrid Fund
Axis Mutual Fund
- 1Y
- -3.2%
- 3Y
- +9.8%
- Vol
- 12.3%
- Max DD
- -28.0%
- Sharpe
- 0.39
- 3Y win
- +17%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -3.2%
- 3Y
- +10.5%
- Vol
- 10.0%
- Max DD
- -12.9%
- Sharpe
- 0.53
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Canara Robeco Aggressive Hybrid Fund
Canara Robeco Mutual Fund
- 1Y
- -2.8%
- 3Y
- +10.8%
- Vol
- 11.7%
- Max DD
- -25.7%
- Sharpe
- 0.65
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HSBC Aggressive Hybrid Fund
HSBC Mutual Fund
- 1Y
- +0.1%
- 3Y
- +12.8%
- Vol
- 12.5%
- Max DD
- -19.6%
- Sharpe
- 0.56
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Mahindra Manulife Aggressive Hybrid Fund
Mahindra Manulife Mutual Fund
- 1Y
- -8.2%
- 3Y
- +10.6%
- Vol
- 12.2%
- Max DD
- -25.4%
- Sharpe
- 0.78
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns