MonitorDirect · GrowthWatch before adding
ICICI Prudential Long Term Fund
ICICI Prudential Mutual FundIncome/Debt Oriented Schemes - Long Term Fund13.8 years
- NAV
- 99.072
- 29 Oct 2026
- 1Y
- -0.2%
- Trailing CAGR
- AUM
- ₹832.1 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer SBI Long Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.43% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -12.0%. Ask whether you can hold through a similar fall.
Vs category
Fail
19% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 86.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.2%
- 3Y+6.1%
- 5Y+5.1%
- 10Y+6.5%
- SI+7.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.0%
- 3Y+3.2%
- 5Y+4.9%
- 10Y+5.8%
- Since inception
- +7.5%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- +19%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- SIP 3Y XIRR
- +3.2%
- Simulated monthly SIP
- Worst rolling 3Y
- +2.8%
- 2619 daily-ending windows
- Median rolling 3Y
- +8.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2136 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -12.0%
- Worst peak-to-trough
- Current
- -3.7%
- Below last peak
- Current spell
- 76 days
- Days below latest peak
- Time below peak
- +81%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 208 recovered episodes
- Longest recovery
- 289 days
- Trough to prior peak
28 May 2013 – 4 Jun 2014
Trough 19 Aug 2013 · recovered in 289 days
-12.0%
9 Dec 2021 – 7 Sept 2022
Trough 16 Jun 2022 · recovered in 83 days
-4.6%
24 Nov 2016 – 1 Jun 2017
Trough 10 Mar 2017 · recovered in 83 days
-4.4%
5 Apr 2018 – 1 Nov 2018
Trough 7 Jun 2018 · recovered in 147 days
-4.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
49
Consistency
25
Risk-adjusted
44
Drawdown
70
Mean
51
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
31 Aug 2026 · 21 holdings · top 10 are 86.6%.
- Top 5
- 69.7%
- Top 10
- 86.6%
- Largest holding
- 36.6%
- Effective holdings
- 5.7
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
36.6%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
13.6%
STATE DEVELOPMENT LOAN 36220 MH 16JL48 7.13 FV RS 100
Unspecified
8.5%
STATE DEVELOPMENT LOAN 35532 MH 05FB38 7.12 FV RS 100
Unspecified
5.7%
STATE DEVELOPMENT LOAN 36221 MH 16JL49 7.15 FV RS 100
Unspecified
5.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
SBI Long Term Fund
SBI Mutual Fund
- 1Y
- +0.8%
- 3Y
- +6.1%
- Vol
- 3.7%
- Max DD
- -4.4%
- Sharpe
- 0.10
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.8%
- 3Y
- +6.4%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.30
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANDHAN LONG TERM FUND
Bandhan Mutual Fund
- 1Y
- +1.6%
- 3Y
- n/a
- Vol
- 4.0%
- Max DD
- -4.6%
- Sharpe
- -0.32
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Franklin India Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +1.9%
- 3Y
- n/a
- Vol
- 3.4%
- Max DD
- -4.3%
- Sharpe
- -0.53
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Kotak Long Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- -0.4%
- 3Y
- n/a
- Vol
- 4.4%
- Max DD
- -6.1%
- Sharpe
- -0.47
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns