…

MonitorDirect · GrowthWatch before adding

JM G-Sec Fund - (Direct)

JM Financial Asset Management Limited Debt Scheme - Gilt Fund34.1 years

NAV: 63.7467; 7 Sept 2019
1Y: +13.0%; Trailing CAGR
AUM: ₹6.21 Cr; 30 Sept 2019
Volatility: Low; 4.6% annualized

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Sept 2019

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · Three-year return is above the category median.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer JM G-Sec Fund - (Direct) Annual if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
34.1 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -6.5%. Ask whether you can hold through a similar fall.
Vs category
Fail
4% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+13.0%
3Y+7.1%
5Y+9.7%
10Yn/a
SI+8.5%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+14.2%
3Y+7.8%
5Y+8.5%
10Yn/a

Since inception: +8.5%; Calendar-day CAGR
Excess 1Y: +11.6%; Category median, same plan and option
3Y win rate: +4%; Windows beating the median
3Y percentile: 90; Vs comparable share classes
SIP 3Y XIRR: +7.8%; Simulated monthly SIP
Worst rolling 3Y: +6.1%; 892 daily-ending windows
Median rolling 3Y: +8.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 409 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -6.5%; Worst peak-to-trough
Current: -0.2%; Below last peak
Current spell: 53 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 15 days; 75 recovered episodes
Longest recovery: 281 days; Trough to prior peak

28 May 2013 – 5 Jun 2014
Trough 28 Aug 2013 · recovered in 281 days
-6.5%
24 Jul 2017 – 9 Nov 2018
Trough 22 Feb 2018 · recovered in 260 days
-5.2%
24 Nov 2016 – 7 Jun 2017
Trough 10 Mar 2017 · recovered in 89 days
-4.0%
5 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.3%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
90
Vs category
100
Consistency
14
Risk-adjusted
55
Drawdown
84
Mean
69

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
7 Sept 2019

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

All funds

MonitorDirect · GrowthWatch before adding

JM G-Sec Fund - (Direct)

JM Financial Asset Management Limited Debt Scheme - Gilt Fund34.1 years

NAV: 63.7467; 7 Sept 2019
1Y: +13.0%; Trailing CAGR
AUM: ₹6.21 Cr; 30 Sept 2019
Volatility: Low; 4.6% annualized

Sept 2017 – Sept 2019

All funds

MonitorDirect · GrowthWatch before adding

JM G-Sec Fund - (Direct)

JM Financial Asset Management Limited Debt Scheme - Gilt Fund34.1 years

NAV: 63.7467; 7 Sept 2019
1Y: +13.0%; Trailing CAGR
AUM: ₹6.21 Cr; 30 Sept 2019
Volatility: Low; 4.6% annualized

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Sept 2019

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · Three-year return is above the category median.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer JM G-Sec Fund - (Direct) Annual if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
34.1 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -6.5%. Ask whether you can hold through a similar fall.
Vs category
Fail
4% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

7 Sept 2019 · +13.0% over 1Y

63.7467

Sept 201856.3166 – 63.8987Sept 2019

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+13.0%
3Y+7.1%
5Y+9.7%
10Yn/a
SI+8.5%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+14.2%
3Y+7.8%
5Y+8.5%
10Yn/a

Since inception: +8.5%; Calendar-day CAGR
Excess 1Y: +11.6%; Category median, same plan and option
3Y win rate: +4%; Windows beating the median
3Y percentile: 90; Vs comparable share classes
SIP 3Y XIRR: +7.8%; Simulated monthly SIP
Worst rolling 3Y: +6.1%; 892 daily-ending windows
Median rolling 3Y: +8.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 409 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -6.5%; Worst peak-to-trough
Current: -0.2%; Below last peak
Current spell: 53 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

7 Sept 2019

-0.2%

Jan 2013-5.9% – 0.0%Sept 2019

Average recovery: 15 days; 75 recovered episodes
Longest recovery: 281 days; Trough to prior peak

28 May 2013 – 5 Jun 2014
Trough 28 Aug 2013 · recovered in 281 days
-6.5%
24 Jul 2017 – 9 Nov 2018
Trough 22 Feb 2018 · recovered in 260 days
-5.2%
24 Nov 2016 – 7 Jun 2017
Trough 10 Mar 2017 · recovered in 89 days
-4.0%
5 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.3%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
90
Vs category
100
Consistency
14
Risk-adjusted
55
Drawdown
84
Mean
69

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
7 Sept 2019

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Sept 2019

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · Three-year return is above the category median.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer JM G-Sec Fund - (Direct) Annual if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
34.1 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -6.5%. Ask whether you can hold through a similar fall.
Vs category
Fail
4% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+13.0%
3Y+7.1%
5Y+9.7%
10Yn/a
SI+8.5%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+14.2%
3Y+7.8%
5Y+8.5%
10Yn/a

Since inception: +8.5%; Calendar-day CAGR
Excess 1Y: +11.6%; Category median, same plan and option
3Y win rate: +4%; Windows beating the median
3Y percentile: 90; Vs comparable share classes
SIP 3Y XIRR: +7.8%; Simulated monthly SIP
Worst rolling 3Y: +6.1%; 892 daily-ending windows
Median rolling 3Y: +8.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 409 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -6.5%; Worst peak-to-trough
Current: -0.2%; Below last peak
Current spell: 53 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 15 days; 75 recovered episodes
Longest recovery: 281 days; Trough to prior peak

28 May 2013 – 5 Jun 2014
Trough 28 Aug 2013 · recovered in 281 days
-6.5%
24 Jul 2017 – 9 Nov 2018
Trough 22 Feb 2018 · recovered in 260 days
-5.2%
24 Nov 2016 – 7 Jun 2017
Trough 10 Mar 2017 · recovered in 89 days
-4.0%
5 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.3%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
90
Vs category
100
Consistency
14
Risk-adjusted
55
Drawdown
84
Mean
69

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
7 Sept 2019

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Sept 2019

Stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

In three lines

Fits if · Three-year return is above the category median.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer JM G-Sec Fund - (Direct) Annual if you want a same-category peer with stronger evidence.

Buy checklist

History depth
Pass
34.1 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -6.5%. Ask whether you can hold through a similar fall.
Vs category
Fail
4% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Browse category

Same-category peers are preloaded into compare when available.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.

NAV

7 Sept 2019 · +13.0% over 1Y

63.7467

Sept 201856.3166 – 63.8987Sept 2019

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+13.0%
3Y+7.1%
5Y+9.7%
10Yn/a
SI+8.5%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+14.2%
3Y+7.8%
5Y+8.5%
10Yn/a

Since inception: +8.5%; Calendar-day CAGR
Excess 1Y: +11.6%; Category median, same plan and option
3Y win rate: +4%; Windows beating the median
3Y percentile: 90; Vs comparable share classes
SIP 3Y XIRR: +7.8%; Simulated monthly SIP
Worst rolling 3Y: +6.1%; 892 daily-ending windows
Median rolling 3Y: +8.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 409 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -6.5%; Worst peak-to-trough
Current: -0.2%; Below last peak
Current spell: 53 days; Days below latest peak
Time below peak: +85%; NAV observations

Drawdown

7 Sept 2019

-0.2%

Jan 2013-5.9% – 0.0%Sept 2019

Average recovery: 15 days; 75 recovered episodes
Longest recovery: 281 days; Trough to prior peak

28 May 2013 – 5 Jun 2014
Trough 28 Aug 2013 · recovered in 281 days
-6.5%
24 Jul 2017 – 9 Nov 2018
Trough 22 Feb 2018 · recovered in 260 days
-5.2%
24 Nov 2016 – 7 Jun 2017
Trough 10 Mar 2017 · recovered in 89 days
-4.0%
5 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.3%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
90
Vs category
100
Consistency
14
Risk-adjusted
55
Drawdown
84
Mean
69

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Monitor

Buying stance

Watch before adding

Recent evidence is mixed. Compare peers before increasing exposure.

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
7 Sept 2019