MonitorDirect · Growth
JM Medium to Long Term Fund
JM Financial Mutual FundIncome/Debt Oriented Schemes - Medium to Long Term Fund13.7 years
- NAV
- 71.9757
- 15 Sept 2026
- 1Y
- +3.8%
- Trailing CAGR
- AUM
- ₹30.21 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.8%
- 3Y+6.8%
- 5Y+5.4%
- 10Y+4.7%
- SI+5.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.6%
- 3Y+5.7%
- 5Y+6.1%
- 10Y+5.1%
- Since inception
- +5.6%
- Calendar-day CAGR
- Excess 1Y
- -1.4%
- Category median, same plan and option
- 3Y win rate
- +7%
- Windows beating the median
- 3Y percentile
- 55
- Vs comparable share classes
- Worst rolling 3Y
- +0.2%
- 2591 daily-ending windows
- Median rolling 3Y
- +5.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2107 daily-ending windows
- SIP 3Y XIRR
- +5.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 237 recovered episodes
- Longest recovery
- 328 days
- Trough to prior peak
- Current spell
- 29 days
- Days below latest peak
- Time below peak
- +78%
- NAV observations
3 Jun 2019 – 5 Nov 2020
Trough 13 Dec 2019 · recovered in 328 days
-10.6%
4 Jun 2013 – 29 Apr 2014
Trough 24 Jul 2013 · recovered in 279 days
-5.4%
14 Feb 2022 – 13 Sept 2022
Trough 9 May 2022 · recovered in 127 days
-3.3%
5 Jan 2021 – 15 Jul 2021
Trough 10 Mar 2021 · recovered in 127 days
-2.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
55
Vs category
42
Consistency
17
Risk-adjusted
31
Drawdown
74
Mean
44
Portfolio
31 Aug 2026 · 9 holdings · top 10 are 100.0%.
- Top 5
- 84.8%
- Top 10
- 100.0%
- Largest holding
- 29.5%
- Effective holdings
- 5.2
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
Entities
29.5%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
25.6%
GOVERNMENT OF INDIA 35368 GOI 23DC29 6.75 FV RS 100
Entities
13.4%
REC LIMITED SR 197 7.55 BD 11MY30 FVRS10LAC
Financial
8.2%
BAJAJ HOUSING FINANCE LIMITED 7.08 NCD 12JU30 FVRS1LAC
Financial
8.0%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Medium to Long Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.0%
- Vol
- 3.1%
- Max DD
- -10.2%
- Sharpe
- 0.85
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Medium to Long Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +4.8%
- 3Y
- +7.0%
- Vol
- 3.6%
- Max DD
- -9.9%
- Sharpe
- 0.66
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
LIC MF Medium to Long Term Fund
LIC Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.4%
- Vol
- 2.7%
- Max DD
- -6.2%
- Sharpe
- 0.70
- 3Y win
- +21%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI MEDIUM TO LONG TERM FUND
SBI Mutual Fund
- 1Y
- +4.7%
- 3Y
- +6.8%
- Vol
- 3.0%
- Max DD
- -8.5%
- Sharpe
- 0.88
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life Medium to Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.1%
- Vol
- 3.7%
- Max DD
- -10.3%
- Sharpe
- 0.63
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns