HealthyDirect · Growth
Kotak Medium to Long Term Fund
Kotak Mahindra Mutual FundIncome/Debt Oriented Schemes - Medium to Long Term Fund13.7 years
- NAV
- 90.488
- 15 Sept 2026
- 1Y
- +4.8%
- Trailing CAGR
- AUM
- ₹1,784.26 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.8%
- 3Y+7.0%
- 5Y+6.1%
- 10Y+6.9%
- SI+7.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.7%
- 3Y+6.0%
- 5Y+6.6%
- 10Y+6.9%
- Since inception
- +7.6%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +66%
- Windows beating the median
- 3Y percentile
- 82
- Vs comparable share classes
- Worst rolling 3Y
- +4.6%
- 2589 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +6.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 234 recovered episodes
- Longest recovery
- 283 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +76%
- NAV observations
27 May 2013 – 29 May 2014
Trough 19 Aug 2013 · recovered in 283 days
-9.9%
24 Nov 2016 – 19 Jun 2017
Trough 10 Mar 2017 · recovered in 101 days
-5.6%
9 Mar 2020 – 20 Apr 2020
Trough 19 Mar 2020 · recovered in 32 days
-3.2%
6 Sept 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-3.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
82
Vs category
51
Consistency
68
Risk-adjusted
58
Drawdown
75
Mean
67
Portfolio
31 Aug 2026 · 40 holdings · top 10 are 75.9%.
- Top 5
- 54.1%
- Top 10
- 75.9%
- Largest holding
- 16.4%
- Effective holdings
- 14.0
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
16.4%
Repo
Unspecified
11.1%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
Entities
8.2%
NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LAC
Financial
7.6%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
Financial
5.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 66% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Franklin India Medium to Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +4.9%
- 3Y
- n/a
- Vol
- 1.9%
- Max DD
- -1.7%
- Sharpe
- 0.53
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
ICICI Prudential Medium to Long Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.0%
- Vol
- 3.1%
- Max DD
- -10.2%
- Sharpe
- 0.85
- 3Y win
- +89%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Nippon India Medium to Long Term Fund
Nippon India Mutual Fund
- 1Y
- +4.7%
- 3Y
- +6.6%
- Vol
- 3.6%
- Max DD
- -9.9%
- Sharpe
- 0.71
- 3Y win
- +86%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
SBI MEDIUM TO LONG TERM FUND
SBI Mutual Fund
- 1Y
- +4.7%
- 3Y
- +6.8%
- Vol
- 3.0%
- Max DD
- -8.5%
- Sharpe
- 0.88
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
LIC MF Medium to Long Term Fund
LIC Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.4%
- Vol
- 2.7%
- Max DD
- -6.2%
- Sharpe
- 0.70
- 3Y win
- +21%
- Lower volatility
- Shallower drawdown
- Higher trailing returns