Insufficient historyDirect · GrowthToo thin to judge
Kotak Dividend Yield Fund
Kotak Mahindra Mutual FundEquity Scheme - Dividend Yield Fund0.7 years
The scheme is to generate long-term, capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies.
- NAV
- 9.178
- 29 Oct 2026
- 1Y
- n/a
- Trailing CAGR
- AUM
- ₹239.22 Cr
- 31 Aug 2026
- Volatility
- Medium
- 14.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
In three lines
Watch if · History is short. Lean on older peers or a low-cost index until more evidence lands.
Prefer peers if · Compare HDFC DIVIDEND YIELD FUND - it has enough history to inspect beside this fund.
Buy checklist
History depth
Fail
0.7 years - thin for judging consistency.
Engine status
n/a
History is short. Lean on older peers or a low-cost index until more evidence lands.
Expense ratio
Pass
1.14% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -12.3%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Abhishek Bisen · 0.8 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 34.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 12%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI-11.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- -11.3%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -12.3%
- Worst peak-to-trough
- Current
- -9.2%
- Below last peak
- Current spell
- 253 days
- Days below latest peak
- Time below peak
- +95%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 1 recovered episodes
- Longest recovery
- 4 days
- Trough to prior peak
18 Feb 2026 – open
Trough 30 Mar 2026 · not recovered
-12.3%
12 Feb 2026 – 17 Feb 2026
Trough 13 Feb 2026 · recovered in 4 days
-0.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
n/a
Vs category
n/a
Consistency
n/a
Risk-adjusted
0
Drawdown
69
Mean
n/a
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Insufficient history
Buying stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
31 Aug 2026 · 53 holdings · top 10 are 34.4%.
- Top 5
- 20.3%
- Top 10
- 34.4%
- Largest holding
- 6.2%
- Effective holdings
- 40.8
ICICI Bank Ltd
Financial
6.2%
HDFC Bank Ltd
Financial
4.7%
Reliance Industries Ltd
Energy & Utilities
3.2%
State Bank of India
Financial
3.2%
Larsen & Toubro Ltd
Industrials
3.1%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC DIVIDEND YIELD FUND
HDFC Mutual Fund
- 1Y
- -7.0%
- 3Y
- +10.9%
- Vol
- 13.9%
- Max DD
- -20.0%
- Sharpe
- 0.83
- 3Y win
- +84%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
SBI Dividend Yield Fund
SBI Mutual Fund
- 1Y
- -2.9%
- 3Y
- +10.6%
- Vol
- 11.9%
- Max DD
- -17.8%
- Sharpe
- 0.58
- 3Y win
- 0%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
Baroda BNP Paribas Dividend Yield Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.9%
- 3Y
- n/a
- Vol
- 12.5%
- Max DD
- -18.1%
- Sharpe
- -0.65
- 3Y win
- n/a
- Lower volatility
Caveat: Deeper drawdown · Higher TER
Franklin India Dividend Yield Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.9%
- 3Y
- +10.8%
- Vol
- 13.6%
- Max DD
- -38.0%
- Sharpe
- 0.62
- 3Y win
- +66%
- Lower volatility
Caveat: Deeper drawdown · Higher TER
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)
Sundaram Mutual Fund
- 1Y
- -9.7%
- 3Y
- +9.3%
- Vol
- 13.0%
- Max DD
- -18.9%
- Sharpe
- 0.28
- 3Y win
- +0%
- Lower volatility
Caveat: Deeper drawdown · Higher TER