MonitorDirect · GrowthWatch before adding
Kotak Gold Fund
Kotak Mahindra Mutual FundOther Scheme - FoF Domestic13.8 years
- NAV
- 56.8288
- 29 Oct 2026
- 1Y
- +16.5%
- Trailing CAGR
- AUM
- ₹7,194.95 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ICICI Prudential Nifty Alpha Low - Volatility 30 ETF FOF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.15% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -26.3%. Ask whether you can hold through a similar fall.
Vs category
Watch
48% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+16.5%
- 3Y+30.9%
- 5Y+22.7%
- 10Y+15.3%
- SI+10.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-5.7%
- 3Y+29.5%
- 5Y+26.7%
- 10Y+19.7%
- Since inception
- +10.5%
- Calendar-day CAGR
- Excess 1Y
- +12.9%
- Category median, same plan and option
- 3Y win rate
- +48%
- Windows beating the median
- 3Y percentile
- 80
- Vs comparable share classes
- SIP 3Y XIRR
- +29.5%
- Simulated monthly SIP
- Worst rolling 3Y
- -8.3%
- 2621 daily-ending windows
- Median rolling 3Y
- +11.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +93%
- 2138 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -26.3%
- Worst peak-to-trough
- Current
- -19.9%
- Below last peak
- Current spell
- 273 days
- Days below latest peak
- Time below peak
- +95%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 41 days
- 72 recovered episodes
- Longest recovery
- 1435 days
- Trough to prior peak
28 Aug 2013 – 11 Jul 2019
Trough 6 Aug 2015 · recovered in 1435 days
-26.3%
29 Jan 2026 – open
Trough 23 Mar 2026 · not recovered
-24.1%
7 Aug 2020 – 1 Feb 2023
Trough 30 Mar 2021 · recovered in 673 days
-20.8%
3 Jan 2013 – 27 Aug 2013
Trough 28 Jun 2013 · recovered in 60 days
-19.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
80
Vs category
100
Consistency
51
Risk-adjusted
43
Drawdown
34
Mean
62
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Three-year return is above the category median.
Portfolio
31 Aug 2026 · 2 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- 99.9%
- Effective holdings
- 1.0
Kotak Gold ETF
Unspecified
99.9%
Repo
Unspecified
0.4%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Nifty Alpha Low - Volatility 30 ETF FOF
ICICI Prudential Mutual Fund
- 1Y
- -7.8%
- 3Y
- +8.9%
- Vol
- 13.1%
- Max DD
- -25.1%
- Sharpe
- 0.14
- 3Y win
- +60%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
HDFC Gold ETF Fund of Fund
HDFC Mutual Fund
- 1Y
- +16.6%
- 3Y
- +30.9%
- Vol
- 15.3%
- Max DD
- -24.8%
- Sharpe
- 0.36
- 3Y win
- +52%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Kotak Multi Asset Omni FOF
Kotak Mahindra Mutual Fund
- 1Y
- -2.1%
- 3Y
- +13.7%
- Vol
- 10.3%
- Max DD
- -22.8%
- Sharpe
- 0.85
- 3Y win
- +98%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Bandhan Aggressive Hybrid Passive FOF
Bandhan Mutual Fund
- 1Y
- -0.7%
- 3Y
- +11.4%
- Vol
- 10.3%
- Max DD
- -29.0%
- Sharpe
- 0.46
- 3Y win
- +56%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
Aditya Birla Sun Life Income Plus Arbitrage Active FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.1%
- Vol
- 4.7%
- Max DD
- -10.1%
- Sharpe
- 0.37
- 3Y win
- +11%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns