HealthyPlan n/a · Option n/aFit for a long SIP
Motilal Oswal Large Cap Fund
Motilal Oswal Mutual FundEquity Scheme - Large Cap Fund2.7 years
The scheme seeks to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of large cap companies. However, there can be no assurance that the investment objective of the scheme will be realized.
- NAV
- 13.5928
- 30 Oct 2026
- 1Y
- -7.1%
- Trailing CAGR
- AUM
- ₹2,925.26 Cr
- 30 Sept 2026
- Volatility
- Medium
- 13.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Buy checklist
History depth
Fail
2.7 years - thin for judging consistency.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -15.8%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Swapnil P Mayekar · 1.0 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 45.3% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 16%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-7.1%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+12.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +12.4%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -15.8%
- Worst peak-to-trough
- Current
- -8.1%
- Below last peak
- Current spell
- 301 days
- Days below latest peak
- Time below peak
- +86%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 37 recovered episodes
- Longest recovery
- 50 days
- Trough to prior peak
2 Jan 2026 – open
Trough 30 Mar 2026 · not recovered
-15.8%
2 Jan 2025 – 12 May 2025
Trough 7 Apr 2025 · recovered in 35 days
-10.1%
26 Sept 2024 – 2 Jan 2025
Trough 13 Nov 2024 · recovered in 50 days
-8.0%
3 Jun 2024 – 7 Jun 2024
Trough 4 Jun 2024 · recovered in 3 days
-5.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
7
Vs category
n/a
Consistency
n/a
Risk-adjusted
50
Drawdown
61
Mean
39
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 59 holdings · top 10 are 45.3%.
- Top 5
- 31.6%
- Top 10
- 45.3%
- Largest holding
- 9.4%
- Effective holdings
- 29.7
HDFC Bank Ltd
Financial
9.4%
ICICI Bank Ltd
Financial
7.6%
Reliance Industries Ltd
Energy & Utilities
6.5%
Bharti Airtel Ltd
Technology
4.5%
Larsen & Toubro Ltd
Industrials
3.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BAJAJ FINSERV LARGE CAP FUND
Bajaj Finserv Mutual Fund
- 1Y
- -4.5%
- 3Y
- n/a
- Vol
- 12.8%
- Max DD
- -16.9%
- Sharpe
- -0.43
- 3Y win
- n/a
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.3%
- 3Y
- +11.5%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.49
- 3Y win
- +100%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
Sundaram Large Cap Fund ( Formerly Know as Sundaram Blue Chip Fund)
Sundaram Mutual Fund
- 1Y
- -6.1%
- 3Y
- +8.0%
- Vol
- 13.5%
- Max DD
- -16.2%
- Sharpe
- 0.60
- 3Y win
- +18%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
Aditya Birla Sun Life Large Cap Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- -8.0%
- 3Y
- +9.8%
- Vol
- 15.3%
- Max DD
- -37.7%
- Sharpe
- 0.52
- 3Y win
- +62%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
BANDHAN LARGE CAP FUND
Bandhan Mutual Fund
- 1Y
- -4.6%
- 3Y
- +13.2%
- Vol
- 15.6%
- Max DD
- -35.1%
- Sharpe
- 0.47
- 3Y win
- +63%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown