MonitorDirect · GrowthWatch before adding
Navi Aggressive Hybrid Fund
Navi Mutual FundHybrid Scheme - Aggressive Hybrid Fund8.5 years
The scheme seeks to provide periodic returns and capital appreciation over a long period of time, investing predominantly in equity and equity related instruments.
- NAV
- 24.9102
- 30 Oct 2026
- 1Y
- +3.3%
- Trailing CAGR
- AUM
- ₹118.14 Cr
- 31 Aug 2026
- Volatility
- Medium
- 13.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer Edelweiss Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
8.5 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.69% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -30.7%. Ask whether you can hold through a similar fall.
Vs category
Fail
16% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Tanmay Sethi · 2.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 39.8% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 31%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.3%
- 3Y+12.0%
- 5Y+10.3%
- 10Yn/a
- SI+11.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.8%
- 3Y+7.5%
- 5Y+10.7%
- 10Yn/a
- Since inception
- +11.3%
- Calendar-day CAGR
- Excess 1Y
- +7.4%
- Category median, same plan and option
- 3Y win rate
- +16%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- SIP 3Y XIRR
- +7.5%
- Simulated monthly SIP
- Worst rolling 3Y
- +8.5%
- 1357 daily-ending windows
- Median rolling 3Y
- +14.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 864 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -30.7%
- Worst peak-to-trough
- Current
- -4.8%
- Below last peak
- Current spell
- 86 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 118 recovered episodes
- Longest recovery
- 245 days
- Trough to prior peak
12 Feb 2020 – 23 Nov 2020
Trough 23 Mar 2020 · recovered in 245 days
-30.7%
17 Jan 2022 – 13 Sept 2022
Trough 17 Jun 2022 · recovered in 88 days
-12.8%
23 Sept 2024 – 30 Jun 2025
Trough 3 Mar 2025 · recovered in 119 days
-12.5%
5 Jan 2026 – 15 Jun 2026
Trough 30 Mar 2026 · recovered in 77 days
-11.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
96
Consistency
33
Risk-adjusted
48
Drawdown
23
Mean
53
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Three-year return is above the category median.
Portfolio
31 Aug 2026 · 67 holdings · top 10 are 39.8%.
- Top 5
- 26.0%
- Top 10
- 39.8%
- Largest holding
- 9.1%
- Effective holdings
- 36.8
Cash/Net Current Assets
Unspecified
9.1%
Axis Bank Ltd
Financial
4.3%
HDFC BANK LIMITED CD 11SEP26
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4.2%
CHOLAMANDALAM SECURITIES LIMITED 91D CP 11SEP26
Financial
4.2%
L&T FINANCE LIMITED 91D CP 05NOV26
Financial
4.2%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Edelweiss Aggressive Hybrid Fund
Edelweiss Mutual Fund
- 1Y
- -2.0%
- 3Y
- +12.8%
- Vol
- 12.5%
- Max DD
- -28.6%
- Sharpe
- 0.62
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Bandhan Aggressive Hybrid Fund
Bandhan Mutual Fund
- 1Y
- +1.7%
- 3Y
- +14.5%
- Vol
- 12.4%
- Max DD
- -31.5%
- Sharpe
- 0.53
- 3Y win
- +63%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
DSP Aggressive Hybrid Fund
DSP Mutual Fund
- 1Y
- -6.3%
- 3Y
- +10.0%
- Vol
- 11.9%
- Max DD
- -28.8%
- Sharpe
- 0.59
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Franklin India Aggressive Hybrid Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.3%
- 3Y
- +9.2%
- Vol
- 11.1%
- Max DD
- -27.8%
- Sharpe
- 0.64
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
LIC MF Aggressive Hybrid Fund
LIC Mutual Fund
- 1Y
- -2.8%
- 3Y
- +10.6%
- Vol
- 12.2%
- Max DD
- -28.2%
- Sharpe
- 0.38
- 3Y win
- +20%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns