ReviewDirect · GrowthPrefer peers first
Nippon India Power & Infra Fund
Nippon India Mutual FundEquity Schemes - Sectoral Fund13.8 years
The scheme seeks long term capital appreciation by investing in equity/equity related instruments of the companies that are engaged in or allied to the power and infrastructure space in India.
- NAV
- 381.7153
- 30 Oct 2026
- 1Y
- -1.1%
- Trailing CAGR
- AUM
- ₹7,866.8 Cr
- 30 Sept 2026
- Volatility
- High
- 18.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer BANDHAN TRANSPORTATION AND LOGISTICS FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
1.11% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -53.2%. Ask whether you can hold through a similar fall.
Vs category
Watch
44% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Amber Singhania · 0.6 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 37.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 53%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.1%
- 3Y+16.9%
- 5Y+18.7%
- 10Y+16.7%
- SI+14.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.9%
- 3Y+4.8%
- 5Y+16.7%
- 10Y+18.5%
- Since inception
- +14.4%
- Calendar-day CAGR
- Excess 1Y
- +0.5%
- Category median, same plan and option
- 3Y win rate
- +44%
- Windows beating the median
- 3Y percentile
- 63
- Vs comparable share classes
- SIP 3Y XIRR
- +4.8%
- Simulated monthly SIP
- Worst rolling 3Y
- -13.7%
- 2653 daily-ending windows
- Median rolling 3Y
- +18.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 2160 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -53.2%
- Worst peak-to-trough
- Current
- -9.7%
- Below last peak
- Current spell
- 129 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 20 days
- 111 recovered episodes
- Longest recovery
- 423 days
- Trough to prior peak
15 Jan 2018 – 3 Mar 2021
Trough 24 Mar 2020 · recovered in 344 days
-53.2%
7 Jan 2013 – 14 May 2014
Trough 21 Aug 2013 · recovered in 266 days
-36.2%
27 Sept 2024 – 27 Apr 2026
Trough 28 Feb 2025 · recovered in 423 days
-25.6%
7 Aug 2015 – 31 Aug 2016
Trough 29 Feb 2016 · recovered in 184 days
-24.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
63
Vs category
53
Consistency
50
Risk-adjusted
51
Drawdown
0
Mean
43
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 55% of rolling 1-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 86 holdings · top 10 are 37.0%.
- Top 5
- 25.2%
- Top 10
- 37.0%
- Largest holding
- 7.0%
- Effective holdings
- 43.2
Reliance Industries Ltd
Energy & Utilities
7.0%
Larsen & Toubro Ltd
Industrials
5.3%
NTPC Ltd
Energy & Utilities
5.2%
NTPC Green Energy Ltd.
Energy & Utilities
4.3%
Bharat Heavy Electricals Ltd
Industrials
3.4%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BANDHAN TRANSPORTATION AND LOGISTICS FUND
Bandhan Mutual Fund
- 1Y
- -1.3%
- 3Y
- +17.3%
- Vol
- 14.7%
- Max DD
- -25.0%
- Sharpe
- 0.87
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
DSP Healthcare Fund
DSP Mutual Fund
- 1Y
- +15.0%
- 3Y
- +21.6%
- Vol
- 14.3%
- Max DD
- -21.7%
- Sharpe
- 1.12
- 3Y win
- +60%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
WhiteOak Capital Pharma and Healthcare Fund
WhiteOak Capital Mutual Fund
- 1Y
- +18.3%
- 3Y
- n/a
- Vol
- 14.5%
- Max DD
- -15.4%
- Sharpe
- 1.06
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
DSP Banking & Financial Services Fund
DSP Mutual Fund
- 1Y
- -0.1%
- 3Y
- n/a
- Vol
- 16.8%
- Max DD
- -14.7%
- Sharpe
- 0.47
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
WhiteOak Capital Banking & Financial Services Fund
WhiteOak Capital Mutual Fund
- 1Y
- -6.0%
- 3Y
- n/a
- Vol
- 16.2%
- Max DD
- -16.2%
- Sharpe
- 0.23
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns