MonitorDirect · Growth
WhiteOak Capital Banking & Financial Services Fund
WhiteOak Capital Mutual FundEquity Schemes - Sectoral Fund2.6 years
- NAV
- 13.206
- 15 Sept 2026
- 1Y
- +2.8%
- Trailing CAGR
- AUM
- ₹665.45 Cr
- 31 Aug 2026
- Volatility
- High
- 16.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.8%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+11.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.0%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +11.2%
- Calendar-day CAGR
- Excess 1Y
- -6.7%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 33 recovered episodes
- Longest recovery
- 98 days
- Trough to prior peak
- Current spell
- 43 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
18 Feb 2026 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-16.2%
26 Sept 2024 – 17 Apr 2025
Trough 3 Mar 2025 · recovered in 45 days
-11.3%
3 Jun 2024 – 18 Jun 2024
Trough 4 Jun 2024 · recovered in 14 days
-7.9%
3 Jul 2024 – 27 Aug 2024
Trough 6 Aug 2024 · recovered in 21 days
-5.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
28
Vs category
8
Consistency
74
Risk-adjusted
46
Drawdown
60
Mean
43
Portfolio
31 Aug 2026 · 65 holdings · top 10 are 51.6%.
- Top 5
- 36.2%
- Top 10
- 51.6%
- Largest holding
- 12.9%
- Effective holdings
- 22.9
ICICI Bank Ltd
Financial
12.9%
HDFC Bank Ltd
Financial
8.0%
Kotak Mahindra Bank Ltd
Financial
6.5%
Axis Bank Ltd
Financial
5.1%
State Bank of India
Financial
3.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 74% of rolling 1-year windows.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
WhiteOak Capital Pharma and Healthcare Fund
WhiteOak Capital Mutual Fund
- 1Y
- +22.7%
- 3Y
- n/a
- Vol
- 14.3%
- Max DD
- -15.4%
- Sharpe
- 1.26
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
DSP Banking & Financial Services Fund
DSP Mutual Fund
- 1Y
- +15.2%
- 3Y
- n/a
- Vol
- 16.7%
- Max DD
- -14.7%
- Sharpe
- 0.73
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
BANDHAN TRANSPORTATION AND LOGISTICS FUND
Bandhan Mutual Fund
- 1Y
- +4.7%
- 3Y
- +18.4%
- Vol
- 14.7%
- Max DD
- -25.0%
- Sharpe
- 1.04
- 3Y win
- +83%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
MahindraManulife Banking & Financial Services Fund
Mahindra Manulife Mutual Fund
- 1Y
- +7.5%
- 3Y
- n/a
- Vol
- 16.5%
- Max DD
- -15.7%
- Sharpe
- 0.11
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
BANDHAN FINANCIAL SERVICES FUND
Bandhan Mutual Fund
- 1Y
- +1.8%
- 3Y
- +14.1%
- Vol
- 15.3%
- Max DD
- -17.3%
- Sharpe
- 0.64
- 3Y win
- 0%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown