MonitorDirect · GrowthWatch before adding
quant Dynamic Asset Allocation Fund
quant Mutual FundHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage3.6 years
The scheme seeks to provide capital appreciation by investing in equity and equity related instruments including derivatives and debt and money market instruments.
- NAV
- 16.5694
- 29 Oct 2026
- 1Y
- -5.9%
- Trailing CAGR
- AUM
- ₹810.16 Cr
- 30 Sept 2026
- Volatility
- Medium
- 13.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer Bajaj Finserv Balanced Advantage Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
3.6 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Watch
1.55% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -18.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Yug Tibrewal · 1.7 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 93.7% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 18%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-5.9%
- 3Y+12.8%
- 5Yn/a
- 10Yn/a
- SI+15.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.7%
- 3Y+1.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +15.3%
- Calendar-day CAGR
- Excess 1Y
- -3.5%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +1.6%
- Simulated monthly SIP
- Worst rolling 3Y
- +11.6%
- 137 daily-ending windows
- Median rolling 3Y
- +16.0%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -18.4%
- Worst peak-to-trough
- Current
- -8.0%
- Below last peak
- Current spell
- 762 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 37 recovered episodes
- Longest recovery
- 28 days
- Trough to prior peak
27 Sept 2024 – open
Trough 4 Mar 2025 · not recovered
-18.4%
4 Mar 2024 – 2 Apr 2024
Trough 13 Mar 2024 · recovered in 20 days
-8.3%
15 Sept 2023 – 13 Nov 2023
Trough 26 Oct 2023 · recovered in 18 days
-5.2%
3 Jun 2024 – 12 Jun 2024
Trough 4 Jun 2024 · recovered in 8 days
-5.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
28
Consistency
67
Risk-adjusted
60
Drawdown
54
Mean
62
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 24 holdings · top 10 are 93.7%.
- Top 5
- 59.3%
- Top 10
- 93.7%
- Largest holding
- 20.5%
- Effective holdings
- 9.3
Repo
Unspecified
20.5%
Aurobindo Pharma Ltd
Healthcare
10.3%
Bharti Airtel Ltd
Technology
9.6%
Adani Green Energy Ltd
Energy & Utilities
9.5%
Adani Enterprises Ltd
Materials
9.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
18 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
17 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Bajaj Finserv Balanced Advantage Fund
Bajaj Finserv Mutual Fund
- 1Y
- -2.3%
- 3Y
- n/a
- Vol
- 9.9%
- Max DD
- -12.5%
- Sharpe
- 0.03
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
BANK OF INDIA BALANCED ADVANTAGE FUND
Bank of India Mutual Fund
- 1Y
- -0.7%
- 3Y
- +9.4%
- Vol
- 8.8%
- Max DD
- -17.8%
- Sharpe
- 0.31
- 3Y win
- +18%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Edelweiss Balanced Advantage Fund
Edelweiss Mutual Fund
- 1Y
- +0.0%
- 3Y
- +10.6%
- Vol
- 9.0%
- Max DD
- -16.2%
- Sharpe
- 0.67
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Franklin India Balanced Advantage Fund
Franklin Templeton Mutual Fund
- 1Y
- -4.2%
- 3Y
- +9.1%
- Vol
- 6.9%
- Max DD
- -8.1%
- Sharpe
- 0.58
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
LIC MF Balanced Advantage Fund
LIC Mutual Fund
- 1Y
- -3.8%
- 3Y
- +7.7%
- Vol
- 8.3%
- Max DD
- -9.4%
- Sharpe
- 0.21
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns