ReviewDirect · GrowthPrefer peers first
Samco Flexi Cap Fund
Samco Mutual FundEquity Schemes - Thematic Fund4.7 years
The scheme seeks to generate long-term capital growth from an actively managed portfolio of Indian & foreign equity instruments across market capitalisation.
- NAV
- 9.54
- 29 Oct 2026
- 1Y
- -11.3%
- Trailing CAGR
- Upside capture
- +77%
- Vs NIFTY 500 TRI
- Downside capture
- +130%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Watch if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer Axis Innovation Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
4.7 years - usable, still building a track record.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Watch
1.90% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -30.5%. Ask whether you can hold through a similar fall.
Vs category
Fail
0% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Vishal Shinde · 0.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 53.2% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 31%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-11.3%
- 3Y-3.7%
- 5Yn/a
- 10Yn/a
- SI-1.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-13.6%
- 3Y-9.5%
- 5Yn/a
- 10Yn/a
- Since inception
- -1.0%
- Calendar-day CAGR
- Excess 1Y
- -7.2%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- -9.5%
- Simulated monthly SIP
- Worst rolling 3Y
- -5.3%
- 424 daily-ending windows
- Median rolling 3Y
- +2.7%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- -3.7%
- Fund minus TRI
- 3Y excess
- -14.1%
- Fund minus TRI
- Upside capture
- +77%
- Benchmark-up months
- Downside capture
- +130%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -30.5%
- Worst peak-to-trough
- Current
- -27.9%
- Below last peak
- Current spell
- 687 days
- Days below latest peak
- Time below peak
- +94%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 22 days
- 28 recovered episodes
- Longest recovery
- 378 days
- Trough to prior peak
11 Dec 2024 – open
Trough 23 Oct 2026 · not recovered
-30.5%
5 Apr 2022 – 30 Jun 2023
Trough 17 Jun 2022 · recovered in 378 days
-21.1%
13 Sept 2024 – 11 Dec 2024
Trough 13 Nov 2024 · recovered in 28 days
-9.7%
15 Jul 2024 – 26 Aug 2024
Trough 6 Aug 2024 · recovered in 20 days
-7.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
5
Consistency
0
Risk-adjusted
8
Drawdown
24
Mean
7
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 25 holdings · top 10 are 53.2%.
- Top 5
- 30.3%
- Top 10
- 53.2%
- Largest holding
- 7.6%
- Effective holdings
- 21.7
Others CBLO
Unspecified
7.6%
Fineotex Chemical Ltd
Materials
6.1%
Bank of Maharashtra
Financial
6.1%
Anand Rathi Wealth Ltd
Financial
5.3%
Marico Ltd
Consumer Staples
5.2%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Innovation Fund
Axis Mutual Fund
- 1Y
- +8.2%
- 3Y
- +18.4%
- Vol
- 13.9%
- Max DD
- -23.6%
- Sharpe
- 0.65
- 3Y win
- +11%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HSBC Consumption Fund
HSBC Mutual Fund
- 1Y
- -3.7%
- 3Y
- +14.3%
- Vol
- 15.0%
- Max DD
- -21.2%
- Sharpe
- 0.55
- 3Y win
- +59%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
UTI - India Consumer Fund
UTI Mutual Fund
- 1Y
- -10.0%
- 3Y
- +9.1%
- Vol
- 14.7%
- Max DD
- -29.7%
- Sharpe
- 0.39
- 3Y win
- +19%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
WhiteOak Capital Special Opportunities Fund
WhiteOak Capital Mutual Fund
- 1Y
- +7.2%
- 3Y
- n/a
- Vol
- 14.7%
- Max DD
- -17.0%
- Sharpe
- 0.67
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Axis Quant Fund
Axis Mutual Fund
- 1Y
- -7.1%
- 3Y
- +7.2%
- Vol
- 14.2%
- Max DD
- -23.0%
- Sharpe
- 0.26
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER