MonitorDirect · GrowthWatch before adding
Shriram Aggressive Hybrid Fund
Shriram Mutual FundHybrid Schemes - Aggressive Hybrid Fund12.9 years
The scheme seeks to generate long term Capital appreciation and current income with reduced volatility by investing in a judicious mix of a diversified portfolio of equity and Equity related investments, debt and money market instruments.
- NAV
- 35.6559
- 27 Oct 2026
- 1Y
- -4.1%
- Trailing CAGR
- AUM
- ₹49.7 Cr
- 30 Sept 2026
- Volatility
- Medium
- 11.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
12.9 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.87% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -25.7%. Ask whether you can hold through a similar fall.
Vs category
Fail
17% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 45.3% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 26%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-4.1%
- 3Y+8.5%
- 5Y+7.0%
- 10Y+9.5%
- SI+10.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.7%
- 3Y+1.2%
- 5Y+6.5%
- 10Y+9.4%
- Since inception
- +10.4%
- Calendar-day CAGR
- Excess 1Y
- +1.3%
- Category median, same plan and option
- 3Y win rate
- +17%
- Windows beating the median
- 3Y percentile
- 7
- Vs comparable share classes
- SIP 3Y XIRR
- +1.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -1.4%
- 2439 daily-ending windows
- Median rolling 3Y
- +11.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1945 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -25.7%
- Worst peak-to-trough
- Current
- -6.8%
- Below last peak
- Current spell
- 760 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 154 recovered episodes
- Longest recovery
- 226 days
- Trough to prior peak
12 Feb 2020 – 4 Nov 2020
Trough 23 Mar 2020 · recovered in 226 days
-25.7%
27 Sept 2024 – open
Trough 28 Feb 2025 · not recovered
-16.2%
6 Aug 2015 – 28 Jul 2016
Trough 25 Feb 2016 · recovered in 154 days
-15.2%
18 Oct 2021 – 13 Sept 2022
Trough 17 Jun 2022 · recovered in 88 days
-12.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
7
Vs category
58
Consistency
22
Risk-adjusted
46
Drawdown
36
Mean
34
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 89 holdings · top 10 are 45.3%.
- Top 5
- 28.6%
- Top 10
- 45.3%
- Largest holding
- 6.9%
- Effective holdings
- 36.0
BANK OF BARODA CD 12FEB27
Financial
6.9%
CENTRAL GOVERNMENT LOAN 31280 GOI 17JN32 6.54 FV RS 100
Entities
6.0%
UNION BANK OF INDIA CD 22FEB27
Financial
5.9%
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC
Financial
5.5%
HDFC Bank Ltd
Financial
4.3%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -3.6%
- 3Y
- +10.5%
- Vol
- 10.0%
- Max DD
- -12.9%
- Sharpe
- 0.53
- 3Y win
- +92%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Canara Robeco Aggressive Hybrid Fund
Canara Robeco Mutual Fund
- 1Y
- -3.7%
- 3Y
- +10.6%
- Vol
- 11.7%
- Max DD
- -25.7%
- Sharpe
- 0.65
- 3Y win
- +49%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Mahindra Manulife Aggressive Hybrid Fund
Mahindra Manulife Mutual Fund
- 1Y
- -8.7%
- 3Y
- +10.5%
- Vol
- 12.2%
- Max DD
- -25.4%
- Sharpe
- 0.78
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
SBI AGGRESSIVE HYBRID FUND
SBI Mutual Fund
- 1Y
- -2.6%
- 3Y
- +11.6%
- Vol
- 10.8%
- Max DD
- -27.5%
- Sharpe
- 0.72
- 3Y win
- +56%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
HSBC Aggressive Hybrid Fund
HSBC Mutual Fund
- 1Y
- -0.8%
- 3Y
- +12.6%
- Vol
- 12.5%
- Max DD
- -19.6%
- Sharpe
- 0.56
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER