ReviewDirect · GrowthPrefer peers first
Sundaram Value Fund
Sundaram Mutual FundEquity Scheme - Value Fund13.8 years
The scheme is aimed at generating long-term capital appreciation. Equity investments would account for at least 80 per cent of the corpus, while it can go up to 100 per cent. Exposure to Corporate and PSU bonds and Money market instruments can go up to 20 per cent of the corpus.
- NAV
- 211.9256
- 29 Oct 2026
- 1Y
- -12.1%
- Trailing CAGR
- Upside capture
- +91%
- Vs NIFTY 500 TRI
- Downside capture
- +100%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer DSP Value Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Watch
1.77% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -41.3%. Ask whether you can hold through a similar fall.
Vs category
Fail
7% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Bharath S · 0.5 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 43.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 41%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-12.1%
- 3Y+6.3%
- 5Y+6.7%
- 10Y+9.3%
- SI+11.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-12.1%
- 3Y-2.2%
- 5Y+4.4%
- 10Y+9.1%
- Since inception
- +11.2%
- Calendar-day CAGR
- Excess 1Y
- -5.6%
- Category median, same plan and option
- 3Y win rate
- +7%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- -2.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -9.6%
- 2652 daily-ending windows
- Median rolling 3Y
- +14.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2159 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- -4.5%
- Fund minus TRI
- 3Y excess
- -4.1%
- Fund minus TRI
- Upside capture
- +91%
- Benchmark-up months
- Downside capture
- +100%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -41.3%
- Worst peak-to-trough
- Current
- -13.3%
- Below last peak
- Current spell
- 300 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 133 recovered episodes
- Longest recovery
- 306 days
- Trough to prior peak
23 Jan 2018 – 9 Dec 2020
Trough 23 Mar 2020 · recovered in 261 days
-41.3%
5 Aug 2015 – 1 Jul 2016
Trough 25 Feb 2016 · recovered in 127 days
-21.8%
15 Jan 2013 – 7 Mar 2014
Trough 21 Aug 2013 · recovered in 198 days
-18.8%
17 Jan 2022 – 8 Sept 2022
Trough 20 Jun 2022 · recovered in 80 days
-16.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
15
Consistency
18
Risk-adjusted
45
Drawdown
0
Mean
16
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 49 holdings · top 10 are 43.6%.
- Top 5
- 27.1%
- Top 10
- 43.6%
- Largest holding
- 6.7%
- Effective holdings
- 33.2
HDFC Bank Ltd
Financial
6.7%
ICICI Bank Ltd
Financial
5.8%
Reliance Industries Ltd
Energy & Utilities
5.2%
Axis Bank Ltd
Financial
5.0%
Kirloskar Oil Engines Ltd
Industrials
4.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP Value Fund
DSP Mutual Fund
- 1Y
- +0.3%
- 3Y
- +16.3%
- Vol
- 10.7%
- Max DD
- -16.5%
- Sharpe
- 0.98
- 3Y win
- +40%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Value Fund (erstwhile Value Discovery Fund)
ICICI Prudential Mutual Fund
- 1Y
- -10.4%
- 3Y
- +11.6%
- Vol
- 14.2%
- Max DD
- -36.7%
- Sharpe
- 0.76
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ITI Value Fund
ITI Mutual Fund
- 1Y
- -6.4%
- 3Y
- +11.3%
- Vol
- 15.8%
- Max DD
- -22.7%
- Sharpe
- 0.38
- 3Y win
- +69%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Nippon India Value Fund
Nippon India Mutual Fund
- 1Y
- -11.5%
- 3Y
- +12.1%
- Vol
- 16.7%
- Max DD
- -38.6%
- Sharpe
- 0.57
- 3Y win
- +80%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Quant Value Fund
quant Mutual Fund
- 1Y
- +4.6%
- 3Y
- +19.7%
- Vol
- 19.5%
- Max DD
- -24.0%
- Sharpe
- 0.65
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility