MonitorDirect · Growth
Tata ELSS - Tax Saver Fund
Tata Mutual FundEquity Schemes - ELSS- Tax Saver Fund11.9 years
The scheme seeks long-term capital growth. Investments in equity would be at least 80 per cent of the corpus, while allocation to debt and money market instruments can go up to 20 per cent.
- NAV
- 53.3425
- 15 Sept 2026
- 1Y
- +7.5%
- Trailing CAGR
- Upside capture
- +102%
- Vs NIFTY 500 TRI
- Downside capture
- +96%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+7.5%
- 3Y+12.3%
- 5Y+12.6%
- 10Y+14.2%
- SI+15.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+8.1%
- 3Y+9.1%
- 5Y+12.6%
- 10Y+14.8%
- Since inception
- +15.3%
- Calendar-day CAGR
- Excess 1Y
- +6.3%
- Category median, same plan and option
- 3Y win rate
- +56%
- Windows beating the median
- 3Y percentile
- 56
- Vs comparable share classes
- Worst rolling 3Y
- -3.6%
- 2196 daily-ending windows
- Median rolling 3Y
- +16.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1708 daily-ending windows
- SIP 3Y XIRR
- +9.1%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- +7.6%
- Fund minus TRI
- 3Y excess
- +2.3%
- Fund minus TRI
- Upside capture
- +102%
- Benchmark-up months
- Downside capture
- +96%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 150 recovered episodes
- Longest recovery
- 305 days
- Trough to prior peak
- Current spell
- 17 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
13 Feb 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-36.8%
26 Sept 2024 – 2 Jan 2026
Trough 3 Mar 2025 · recovered in 305 days
-18.5%
23 Jan 2018 – 24 May 2019
Trough 26 Oct 2018 · recovered in 210 days
-17.6%
17 Jan 2022 – 8 Sept 2022
Trough 20 Jun 2022 · recovered in 80 days
-16.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
56
Vs category
89
Consistency
56
Risk-adjusted
57
Drawdown
8
Mean
53
Portfolio
31 Aug 2026 · 62 holdings · top 10 are 38.7%.
- Top 5
- 24.5%
- Top 10
- 38.7%
- Largest holding
- 5.4%
- Effective holdings
- 40.2
Bharti Airtel Ltd
Technology
5.4%
ICICI Bank Ltd
Financial
5.0%
HDFC Bank Ltd
Financial
4.8%
State Bank of India
Financial
4.6%
Reliance Industries Ltd
Energy & Utilities
3.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
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Engine status
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Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 56% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual Fund
- 1Y
- +1.9%
- 3Y
- +15.2%
- Vol
- 13.2%
- Max DD
- -16.4%
- Sharpe
- 0.91
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
- 1Y
- +5.6%
- 3Y
- +15.5%
- Vol
- 15.4%
- Max DD
- -19.2%
- Sharpe
- 0.76
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bajaj Finserv ELSS - Tax Saver Fund
Bajaj Finserv Mutual Fund
- 1Y
- +2.5%
- 3Y
- n/a
- Vol
- 13.0%
- Max DD
- -13.5%
- Sharpe
- 0.36
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Invesco India ELSS Tax Saver Fund
Invesco Mutual Fund
- 1Y
- -1.4%
- 3Y
- +11.6%
- Vol
- 15.5%
- Max DD
- -35.8%
- Sharpe
- 0.71
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
BANDHAN ELSS - Tax Saver Fund
Bandhan Mutual Fund
- 1Y
- -0.7%
- 3Y
- +8.4%
- Vol
- 15.6%
- Max DD
- -42.6%
- Sharpe
- 0.72
- 3Y win
- +61%
- Lower volatility
- Higher win rate vs category
Caveat: Deeper drawdown · Lower trailing returns