MonitorDirect · GrowthWatch before adding
UTI Aggressive Hybrid Fund
UTI Mutual FundHybrid Scheme - Aggressive Hybrid Fund13.8 years
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.
- NAV
- 421.5822
- 29 Oct 2026
- 1Y
- -5.3%
- Trailing CAGR
- AUM
- ₹6,474.74 Cr
- 30 Sept 2026
- Volatility
- Medium
- 11.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 58% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer Bandhan Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.33% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -32.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
58% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Jaydeep Bhowal · 1.0 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 35.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 32%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-5.3%
- 3Y+10.2%
- 5Y+9.7%
- 10Y+11.1%
- SI+12.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.0%
- 3Y+2.0%
- 5Y+8.5%
- 10Y+11.7%
- Since inception
- +12.0%
- Calendar-day CAGR
- Excess 1Y
- -2.4%
- Category median, same plan and option
- 3Y win rate
- +58%
- Windows beating the median
- 3Y percentile
- 42
- Vs comparable share classes
- SIP 3Y XIRR
- +2.0%
- Simulated monthly SIP
- Worst rolling 3Y
- -6.8%
- 2653 daily-ending windows
- Median rolling 3Y
- +14.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2160 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -32.4%
- Worst peak-to-trough
- Current
- -7.4%
- Below last peak
- Current spell
- 300 days
- Days below latest peak
- Time below peak
- +86%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 167 recovered episodes
- Longest recovery
- 239 days
- Trough to prior peak
23 Jan 2018 – 11 Nov 2020
Trough 23 Mar 2020 · recovered in 233 days
-32.4%
19 Aug 2015 – 20 Jun 2016
Trough 29 Feb 2016 · recovered in 112 days
-14.5%
18 Oct 2021 – 8 Sept 2022
Trough 20 Jun 2022 · recovered in 80 days
-12.3%
15 Jan 2013 – 31 Oct 2013
Trough 28 Aug 2013 · recovered in 64 days
-12.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
42
Vs category
35
Consistency
58
Risk-adjusted
53
Drawdown
19
Mean
41
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 58% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 121 holdings · top 10 are 35.4%.
- Top 5
- 22.1%
- Top 10
- 35.4%
- Largest holding
- 6.0%
- Effective holdings
- 51.0
HDFC Bank Ltd
Financial
6.0%
ICICI Bank Ltd
Financial
5.4%
Reliance Industries Ltd
Energy & Utilities
3.9%
Infosys Ltd
Technology
3.5%
Net Current Assets
Unspecified
3.2%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Bandhan Aggressive Hybrid Fund
Bandhan Mutual Fund
- 1Y
- +0.9%
- 3Y
- +14.3%
- Vol
- 12.4%
- Max DD
- -31.5%
- Sharpe
- 0.53
- 3Y win
- +63%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Edelweiss Aggressive Hybrid Fund
Edelweiss Mutual Fund
- 1Y
- -2.4%
- 3Y
- +12.8%
- Vol
- 12.5%
- Max DD
- -28.6%
- Sharpe
- 0.62
- 3Y win
- +71%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Franklin India Aggressive Hybrid Fund
Franklin Templeton Mutual Fund
- 1Y
- -7.3%
- 3Y
- +9.2%
- Vol
- 11.1%
- Max DD
- -27.8%
- Sharpe
- 0.64
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Quant Aggressive Hybrid Fund
quant Mutual Fund
- 1Y
- +2.6%
- 3Y
- +13.5%
- Vol
- 13.1%
- Max DD
- -28.7%
- Sharpe
- 0.78
- 3Y win
- +80%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
DSP Aggressive Hybrid Fund
DSP Mutual Fund
- 1Y
- -7.0%
- 3Y
- +9.9%
- Vol
- 12.0%
- Max DD
- -28.8%
- Sharpe
- 0.59
- 3Y win
- +74%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Higher volatility · Lower trailing returns