ReviewDirect · Growth
UTI - Large Cap Fund
UTI Mutual FundEquity Scheme - Large Cap Fund13.7 years
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.
- NAV
- 283.9976
- 15 Sept 2026
- 1Y
- -4.7%
- Trailing CAGR
- AUM
- ₹12,189.1 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-4.7%
- 3Y+6.9%
- 5Y+6.8%
- 10Y+11.2%
- SI+12.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-5.4%
- 3Y+1.8%
- 5Y+6.3%
- 10Y+10.9%
- Since inception
- +12.4%
- Calendar-day CAGR
- Excess 1Y
- -3.1%
- Category median, same plan and option
- 3Y win rate
- +36%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- -3.9%
- 2636 daily-ending windows
- Median rolling 3Y
- +13.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2143 daily-ending windows
- SIP 3Y XIRR
- +1.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 143 recovered episodes
- Longest recovery
- 378 days
- Trough to prior peak
- Current spell
- 715 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
13 Feb 2020 – 5 Nov 2020
Trough 23 Mar 2020 · recovered in 227 days
-34.7%
3 Mar 2015 – 31 Aug 2016
Trough 12 Feb 2016 · recovered in 201 days
-20.8%
17 Jan 2022 – 30 Jun 2023
Trough 17 Jun 2022 · recovered in 378 days
-19.2%
26 Sept 2024 – open
Trough 31 Mar 2026 · not recovered
-15.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
31
Consistency
40
Risk-adjusted
51
Drawdown
13
Mean
27
Portfolio
31 Aug 2026 · 68 holdings · top 10 are 51.3%.
- Top 5
- 32.2%
- Top 10
- 51.3%
- Largest holding
- 9.3%
- Effective holdings
- 29.2
ICICI Bank Ltd
Financial
9.3%
HDFC Bank Ltd
Financial
8.6%
Reliance Industries Ltd
Energy & Utilities
5.0%
Kotak Mahindra Bank Ltd
Financial
4.8%
Bharti Airtel Ltd
Technology
4.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ITI Large Cap Fund
ITI Mutual Fund
- 1Y
- +0.2%
- 3Y
- +10.0%
- Vol
- 14.8%
- Max DD
- -20.8%
- Sharpe
- 0.50
- 3Y win
- +38%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BANK OF INDIA LARGE CAP FUND
Bank of India Mutual Fund
- 1Y
- +2.7%
- 3Y
- +11.7%
- Vol
- 14.6%
- Max DD
- -22.6%
- Sharpe
- 0.46
- 3Y win
- +59%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -1.0%
- 3Y
- +10.4%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.58
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BAJAJ FINSERV LARGE CAP FUND
Bajaj Finserv Mutual Fund
- 1Y
- +1.3%
- 3Y
- n/a
- Vol
- 12.8%
- Max DD
- -16.9%
- Sharpe
- -0.29
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
quant Large Cap Fund
quant Mutual Fund
- 1Y
- +4.2%
- 3Y
- +12.2%
- Vol
- 15.2%
- Max DD
- -21.1%
- Sharpe
- 0.54
- 3Y win
- +77%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility