MonitorDirect · Growth
UTI Medium to Long Term Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Medium to Long Term Fund13.7 years
- NAV
- 83.1476
- 15 Sept 2026
- 1Y
- +3.8%
- Trailing CAGR
- AUM
- ₹305.02 Cr
- 31 Aug 2026
- Volatility
- Low
- 4.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.8%
- 3Y+6.3%
- 5Y+8.5%
- 10Y+5.5%
- SI+6.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.7%
- 3Y+5.3%
- 5Y+6.4%
- 10Y+6.1%
- Since inception
- +6.7%
- Calendar-day CAGR
- Excess 1Y
- -1.2%
- Category median, same plan and option
- 3Y win rate
- +56%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- -1.8%
- 2589 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +5.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 214 recovered episodes
- Longest recovery
- 548 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +80%
- NAV observations
26 Dec 2018 – 22 Sept 2021
Trough 23 Mar 2020 · recovered in 548 days
-13.1%
28 May 2013 – 2 May 2014
Trough 19 Aug 2013 · recovered in 256 days
-6.8%
24 Nov 2016 – 15 May 2017
Trough 9 Feb 2017 · recovered in 95 days
-2.7%
6 Sept 2017 – 27 Mar 2018
Trough 22 Feb 2018 · recovered in 33 days
-2.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
43
Consistency
54
Risk-adjusted
42
Drawdown
67
Mean
41
Portfolio
31 Aug 2026 · 29 holdings · top 10 are 62.7%.
- Top 5
- 37.0%
- Top 10
- 62.7%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Debt
95.8%
Cash
4.3%
Sectors
Unspecified
33.8%
Financial
29.1%
Technology
9.9%
Entities
9.5%
Healthcare
6.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- The fund beat the category median in 56% of rolling 3-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential Medium to Long Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.0%
- Vol
- 3.1%
- Max DD
- -10.2%
- Sharpe
- 0.85
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Medium to Long Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +4.8%
- 3Y
- +7.0%
- Vol
- 3.6%
- Max DD
- -9.9%
- Sharpe
- 0.66
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Medium to Long Term Fund
Nippon India Mutual Fund
- 1Y
- +4.7%
- 3Y
- +6.6%
- Vol
- 3.6%
- Max DD
- -9.9%
- Sharpe
- 0.71
- 3Y win
- +86%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI MEDIUM TO LONG TERM FUND
SBI Mutual Fund
- 1Y
- +4.7%
- 3Y
- +6.8%
- Vol
- 3.0%
- Max DD
- -8.5%
- Sharpe
- 0.88
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Aditya Birla Sun Life Medium to Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.1%
- Vol
- 3.7%
- Max DD
- -10.3%
- Sharpe
- 0.63
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns