MonitorDirect · Growth
UTI Long Term Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Long Term Fund3.5 years
- NAV
- 12.2055
- 15 Sept 2026
- 1Y
- +2.3%
- Trailing CAGR
- AUM
- ₹89.42 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.9% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.3%
- 3Y+5.5%
- 5Yn/a
- 10Yn/a
- SI+5.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.7%
- 3Y+3.4%
- 5Yn/a
- 10Yn/a
- Since inception
- +5.9%
- Calendar-day CAGR
- Excess 1Y
- -0.7%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +4.8%
- 117 daily-ending windows
- Median rolling 3Y
- +5.8%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +3.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 52 recovered episodes
- Longest recovery
- 132 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +82%
- NAV observations
16 May 2025 – 12 Aug 2026
Trough 2 Apr 2026 · recovered in 132 days
-5.7%
14 Aug 2026 – open
Trough 11 Sept 2026 · not recovered
-2.2%
14 Sept 2023 – 15 Nov 2023
Trough 9 Oct 2023 · recovered in 37 days
-1.9%
27 Jan 2025 – 12 Mar 2025
Trough 4 Mar 2025 · recovered in 8 days
-1.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
46
Consistency
9
Risk-adjusted
36
Drawdown
86
Mean
35
Portfolio
31 Aug 2026 · 7 holdings · top 10 are 100.0%.
- Top 5
- 99.4%
- Top 10
- 100.0%
- Largest holding
- 50.8%
- Effective holdings
- 2.9
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
50.8%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
21.5%
Net Current Assets
Unspecified
15.4%
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
Entities
10.6%
GOI Sec 7.23 15/04/2039
Entities
1.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Aditya Birla Sun Life Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +3.2%
- 3Y
- +6.5%
- Vol
- 3.1%
- Max DD
- -3.3%
- Sharpe
- 0.66
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI Long Term Fund
SBI Mutual Fund
- 1Y
- +2.3%
- 3Y
- +6.0%
- Vol
- 3.7%
- Max DD
- -4.4%
- Sharpe
- 0.37
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +5.0%
- 3Y
- n/a
- Vol
- 3.5%
- Max DD
- -4.3%
- Sharpe
- -0.08
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
BANDHAN LONG TERM FUND
Bandhan Mutual Fund
- 1Y
- +4.3%
- 3Y
- n/a
- Vol
- 4.0%
- Max DD
- -4.6%
- Sharpe
- 0.02
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
HDFC Long Term Fund
HDFC Mutual Fund
- 1Y
- +1.9%
- 3Y
- +5.6%
- Vol
- 4.1%
- Max DD
- -6.0%
- Sharpe
- 0.25
- 3Y win
- +11%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown