MonitorDirect · Growth
PGIM India Retirement Fund
PGIM India Mutual FundSolution Oriented Scheme - Retirement Fund2.4 years
- NAV
- 12.54
- 15 Sept 2026
- 1Y
- +0.2%
- Trailing CAGR
- AUM
- ₹108.97 Cr
- 31 Aug 2026
- Volatility
- Medium
- 14.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+9.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.5%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +9.9%
- Calendar-day CAGR
- Excess 1Y
- -4.6%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 28 recovered episodes
- Longest recovery
- 118 days
- Trough to prior peak
- Current spell
- 20 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
23 Sept 2024 – 26 Jun 2025
Trough 28 Feb 2025 · recovered in 118 days
-16.5%
19 Sept 2025 – 6 Jul 2026
Trough 30 Mar 2026 · recovered in 98 days
-15.3%
3 Jun 2024 – 7 Jun 2024
Trough 4 Jun 2024 · recovered in 3 days
-5.3%
31 Jul 2024 – 20 Aug 2024
Trough 6 Aug 2024 · recovered in 14 days
-4.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
23
Vs category
21
Consistency
43
Risk-adjusted
44
Drawdown
59
Mean
38
Portfolio
31 Aug 2026 · 88 holdings · top 10 are 30.4%.
- Top 5
- 20.2%
- Top 10
- 30.4%
- Largest holding
- 6.2%
- Effective holdings
- 54.2
ICICI Bank Ltd
Financial
6.2%
HDFC Bank Ltd
Financial
5.2%
Reliance Industries Ltd
Energy & Utilities
3.3%
Others CBLO
Unspecified
2.9%
Infosys Ltd
Technology
2.6%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
SBI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +8.5%
- Vol
- 10.7%
- Max DD
- -14.5%
- Sharpe
- 0.76
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Retirement Fund Hybrid Aggressive Plan
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +16.4%
- Vol
- 13.8%
- Max DD
- -28.7%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
SBI Retirement Benefit Fund - Aggressive Plan
SBI Mutual Fund
- 1Y
- +0.1%
- 3Y
- +7.4%
- Vol
- 13.0%
- Max DD
- -17.9%
- Sharpe
- 0.69
- 3Y win
- +82%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Tata Retirement Savings Fund-Moderate Plan
Tata Mutual Fund
- 1Y
- +7.4%
- 3Y
- +12.1%
- Vol
- 12.9%
- Max DD
- -29.6%
- Sharpe
- 0.77
- 3Y win
- +97%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Union Retirement Fund
Union Mutual Fund
- 1Y
- +3.0%
- 3Y
- +11.9%
- Vol
- 13.2%
- Max DD
- -17.8%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown