MonitorDirect · Growth
UTI Floating Interest Rates Fund
UTI Mutual FundIncome/Debt Oriented Schemes - Floating Interest Rates Fund7.9 years
- NAV
- 1,684.4282
- 15 Sept 2026
- 1Y
- +6.5%
- Trailing CAGR
- AUM
- ₹1,519.48 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.9% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.5%
- 3Y+7.2%
- 5Y+6.3%
- 10Yn/a
- SI+6.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.4%
- 3Y+6.9%
- 5Y+6.9%
- 10Yn/a
- Since inception
- +6.9%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +4.9%
- 1180 daily-ending windows
- Median rolling 3Y
- +6.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 695 daily-ending windows
- SIP 3Y XIRR
- +6.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 153 recovered episodes
- Longest recovery
- 35 days
- Trough to prior peak
- Current spell
- 1 days
- Days below latest peak
- Time below peak
- +24%
- NAV observations
6 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.5%
23 Apr 2020 – 8 May 2020
Trough 28 Apr 2020 · recovered in 10 days
-0.4%
6 Jun 2025 – 2 Jul 2025
Trough 13 Jun 2025 · recovered in 19 days
-0.3%
2 May 2022 – 31 May 2022
Trough 6 May 2022 · recovered in 25 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
49
Consistency
6
Risk-adjusted
100
Drawdown
96
Mean
50
Portfolio
31 Aug 2026 · 44 holdings · top 10 are 45.6%.
- Top 5
- 29.1%
- Top 10
- 45.6%
- Largest holding
- 6.3%
- Effective holdings
- 31.3
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
Financial
6.3%
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
Entities
6.3%
Net Current Assets
Unspecified
5.3%
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100
Entities
4.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
Financial
4.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
BANDHAN FLOATING INTEREST RATES FUND
Bandhan Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.9%
- Vol
- 0.8%
- Max DD
- -0.7%
- Sharpe
- 1.57
- 3Y win
- +8%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Floating Interest Rates Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.8%
- 3Y
- +8.0%
- Vol
- 0.6%
- Max DD
- -1.3%
- Sharpe
- 1.97
- 3Y win
- +27%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Floating Interest Rates Fund
HDFC Mutual Fund
- 1Y
- +6.2%
- 3Y
- +7.6%
- Vol
- 0.8%
- Max DD
- -1.3%
- Sharpe
- 3.23
- 3Y win
- +46%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
SBI Floating Interest Rates Fund
SBI Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.8%
- Max DD
- -0.6%
- Sharpe
- 1.50
- 3Y win
- +23%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Tata Floating Interest Rates Fund
Tata Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.5%
- Vol
- 0.8%
- Max DD
- -0.6%
- Sharpe
- 1.89
- 3Y win
- +5%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns