MonitorDirect · Growth
UTI Retirement Fund
UTI Mutual FundSolution Oriented Scheme - Retirement Fund13.7 years
- NAV
- 54.1769
- 15 Sept 2026
- 1Y
- +1.0%
- Trailing CAGR
- AUM
- ₹4,699.44 Cr
- 31 Aug 2026
- Volatility
- Low
- 7.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.0%
- 3Y+8.2%
- 5Y+8.9%
- 10Y+9.0%
- SI+8.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.7%
- 3Y+4.5%
- 5Y+7.9%
- 10Y+9.4%
- Since inception
- +8.3%
- Calendar-day CAGR
- Excess 1Y
- -2.3%
- Category median, same plan and option
- 3Y win rate
- +25%
- Windows beating the median
- 3Y percentile
- 44
- Vs comparable share classes
- Worst rolling 3Y
- -2.4%
- 2637 daily-ending windows
- Median rolling 3Y
- +10.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 194 recovered episodes
- Longest recovery
- 264 days
- Trough to prior peak
- Current spell
- 36 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
3 Jun 2019 – 27 Aug 2020
Trough 23 Mar 2020 · recovered in 157 days
-18.9%
17 May 2013 – 19 May 2014
Trough 28 Aug 2013 · recovered in 264 days
-16.4%
1 Sept 2014 – 3 Mar 2015
Trough 2 Sept 2014 · recovered in 182 days
-8.8%
19 Oct 2015 – 13 Apr 2016
Trough 25 Feb 2016 · recovered in 48 days
-6.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
44
Vs category
36
Consistency
29
Risk-adjusted
46
Drawdown
53
Mean
42
Portfolio
31 Aug 2026 · 121 holdings · top 10 are 41.5%.
- Top 5
- 30.9%
- Top 10
- 41.5%
- Largest holding
- 14.7%
- Effective holdings
- 27.8
Net Current Assets
Unspecified
14.7%
GOI Sec 7.18 24/07/2037
Entities
6.8%
ICICI Bank Ltd
Financial
3.2%
HDFC Bank Ltd
Financial
3.1%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
3.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
SBI Retirement Benefit Fund - Aggressive Hybrid Plan
SBI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +8.5%
- Vol
- 10.7%
- Max DD
- -14.5%
- Sharpe
- 0.76
- 3Y win
- +95%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Union Retirement Fund
Union Mutual Fund
- 1Y
- +3.0%
- 3Y
- +11.9%
- Vol
- 13.2%
- Max DD
- -17.8%
- Sharpe
- 0.79
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
ICICI Prudential Retirement Fund Hybrid Conservative Plan
ICICI Prudential Mutual Fund
- 1Y
- +6.0%
- 3Y
- +9.8%
- Vol
- 4.6%
- Max DD
- -10.2%
- Sharpe
- 0.99
- 3Y win
- +13%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +11.3%
- 3Y
- +14.9%
- Vol
- 15.7%
- Max DD
- -34.2%
- Sharpe
- 0.53
- 3Y win
- +94%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Retirement Fund-The 40s Plan
Aditya Birla Sun Life Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.4%
- Vol
- 12.1%
- Max DD
- -27.3%
- Sharpe
- 0.47
- 3Y win
- +42%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown