MonitorDirect · Growth
DSP Banking and PSU Debt Fund
DSP Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund13 years
- NAV
- 26.2936
- 15 Sept 2026
- 1Y
- +4.7%
- Trailing CAGR
- AUM
- ₹3,270.25 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.7%
- 3Y+7.0%
- 5Y+6.0%
- 10Y+7.0%
- SI+7.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.6%
- 3Y+6.2%
- 5Y+6.5%
- 10Y+6.7%
- Since inception
- +7.7%
- Calendar-day CAGR
- Excess 1Y
- -0.8%
- Category median, same plan and option
- 3Y win rate
- +44%
- Windows beating the median
- 3Y percentile
- 8
- Vs comparable share classes
- Worst rolling 3Y
- +4.4%
- 2428 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1941 daily-ending windows
- SIP 3Y XIRR
- +6.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 319 recovered episodes
- Longest recovery
- 58 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +50%
- NAV observations
9 Mar 2020 – 31 Mar 2020
Trough 23 Mar 2020 · recovered in 8 days
-3.1%
8 Jan 2021 – 5 Apr 2021
Trough 9 Feb 2021 · recovered in 55 days
-1.1%
9 Apr 2018 – 4 Jul 2018
Trough 17 May 2018 · recovered in 48 days
-1.1%
2 Mar 2026 – 15 Apr 2026
Trough 2 Apr 2026 · recovered in 13 days
-1.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
8
Vs category
45
Consistency
45
Risk-adjusted
100
Drawdown
92
Mean
58
Portfolio
31 Aug 2026 · 57 holdings · top 10 are 35.2%.
- Top 5
- 19.7%
- Top 10
- 35.2%
- Largest holding
- 6.2%
- Effective holdings
- 38.5
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
6.2%
PUNJAB NATIONAL BANK CD 12MAR27
Financial
5.9%
HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC
Financial
3.9%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC
Technology
3.2%
GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LAC
Energy & Utilities
3.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Banking and PSU Debt Fund
Axis Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.0%
- Vol
- 1.3%
- Max DD
- -2.8%
- Sharpe
- 1.84
- 3Y win
- +45%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.2%
- 3Y
- n/a
- Vol
- 1.2%
- Max DD
- -0.8%
- Sharpe
- 1.72
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Bandhan Banking and PSU Debt Fund
Bandhan Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.1%
- Vol
- 1.5%
- Max DD
- -3.3%
- Sharpe
- 1.62
- 3Y win
- +54%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.2%
- Vol
- 1.7%
- Max DD
- -2.9%
- Sharpe
- 1.63
- 3Y win
- +77%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
LIC MF Banking & PSU Debt Fund
LIC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.8%
- Sharpe
- 1.82
- 3Y win
- +31%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns